Sharpe ratio
0.71Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.61%1Y Absolute Return
-0.18%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata India Consumer Fund-Direct Plan-GrowthFund 5Y annualised return | ₹10,23,272 | ₹7,32,612 | ₹2,90,660 | +13.49% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.17
₹1 Lakh since launch₹1.17 Lakh
Fund age10.9 yrs
Fund information
Scheme code135805
ISININF277K013A6
BenchmarkNIFTY India Consumption TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio0.94%
Exit loadExit load of 0.25% if redeemed within 30 days.
Minimum SIP₹100 SIP
Return comparison
299th / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +80.94% | — | — |
| 3M | -1.32% | — | — |
| 6M | +21.75% | — | — |
| 1Y | +6.61% | — | +4.16% |
| 3Y | +14.63% | — | +12.54% |
| 5Y | +13.49% | — | +10.04% |
| 10Y | +18.08% | — | — |
| Since Launch | +17.21% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.01Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
15.12%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.53How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity96.41%
Cash3.59%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 37 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Zomato Ltd | Technology | Equity | 7.93% |
| Titan Company Ltd | Consumer Discretionary | Equity | 7.87% |
| Nestle India Ltd | Consumer Staples | Equity | 5.94% |
| Radico Khaitan Ltd | Consumer Staples | Equity | 5.04% |
| Varun Beverages Ltd | Consumer Staples | Equity | 4.92% |
| CarTrade Tech Ltd | Consumer Discretionary | Equity | 4.58% |
| Tata Consumer Products Ltd | Consumer Staples | Equity | 4.19% |
| United Spirits Ltd | Consumer Staples | Equity | 3.51% |
| Trent Ltd | Consumer Discretionary | Equity | 3.44% |
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 3.43% |
Fund management
SO
Sonam Udasi
Since 2016 · Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.
Mr. Udasi is a B.Com and also holds PGDM(Finance).
AD
Aditya Bagul
Since 2023 · Prior to joining Tata Mutual Fund, he has worked with Axis Capital Ltd., Ambit Capital and Reliance Capital
Mr. Bagul has done B.Com, CA and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Ahead of its category average over 3Y by 2.1 points. Ranks 299 of 932 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 2.1 points.
- Same fund manager for 11+ years — the strategy has not chopped and changed.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.1% volatility.
Risk drivers
- None