Sharpe ratio
0.44Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+0.66%1Y Absolute Return
-0.92%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Housing Opportunities Fund - Direct Plan - GrowthFund 3Y annualised return · 5Y history unavailable | ₹9,03,025 | ₹7,32,612 | ₹1,70,413 | +8.60% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age4.2 yrs
Fund information
Scheme code150532
ISININF277KA1497
BenchmarkNifty Housing TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio1.18%
Exit loadExit load of 1%, if redeemed within 30 days.
Minimum SIP₹100 SIP
Return comparison
563rd / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +169.50% | — | — |
| 3M | +7.50% | — | — |
| 6M | +14.65% | — | — |
| 1Y | +0.66% | — | +4.16% |
| 3Y | +8.60% | — | +12.54% |
| Since Launch | +12.32% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.61Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
16.88%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.51How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity92.25%
Cash7.75%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 32 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 9.88% |
| ICICI Bank Ltd | Financial | Equity | 8.98% |
| Ultratech Cement Ltd | Materials | Equity | 8.11% |
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 7.29% |
| Larsen & Toubro Ltd | Industrials | Equity | 5.74% |
| NTPC Ltd | Energy & Utilities | Equity | 5.62% |
| Prestige Estates Projects Ltd | Real Estate | Equity | 5.03% |
| JSW Steel Ltd | Materials | Equity | 4.44% |
| Ambuja Cements Ltd | Materials | Equity | 3.56% |
| Venus Pipes & Tubes Ltd | Industrials | Equity | 3.54% |
Fund management
AD
Aditya Bagul
Since 2025 · Prior to joining Tata Mutual Fund, he has worked with Axis Capital Ltd., Ambit Capital and Reliance Capital
Mr. Bagul has done B.Com, CA and CFA
KA
Kapil Malhotra
Since 2025 · Prior to joining Tata Mutual Fund, he has worked with Trust Financial Consultancy Services Pvt Ltd., Avvanti Advisors Pvt. Ltd.and SHK India Pvt Ltd
Mr.Malhotra has done B.Sc(Hons.) in Business and Administration and MBA(PGPEM)
MU
Murthy Nagarajan
Since 2022 · Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Mr. Nagarajan is a M.Com, ICWA and PGPMS.
HA
Hasmukh Vishariya
Since 2025 · Prior to joining Tata MF he was associated with Star Union Dai-Ichi Life Insurance Ltd,
Chartered Accountant
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Trailing its category average over 3Y by 3.9 points.
Strengths
- None
Weaknesses
- Trailing its category average over 3Y by 3.9 points.
- Ranks 563 of 932 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 16.9% volatility.
Risk drivers
- None