Sharpe ratio
0.29Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.40%1Y Absolute Return
-0.30%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Gilt Securities Fund- Direct Plan - Growth OptionFund 5Y annualised return | ₹8,41,278 | ₹7,32,612 | ₹1,08,666 | +5.75% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.8 yrs
Fund information
Scheme code119953
ISININF277K01OX7
BenchmarkCRISIL Dynamic Gilt Index AIII
CategoryDebt Scheme - Gilt Fund
Expense ratio0.31%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
59th / 139 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +14.74% | — | — |
| 3M | -9.55% | — | — |
| 6M | +5.82% | — | — |
| 1Y | +2.40% | — | +1.30% |
| 3Y | +6.23% | — | +3.90% |
| 5Y | +5.75% | — | +3.47% |
| 10Y | +6.28% | — | — |
| Since Launch | +7.55% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.44Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
4.57%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.73How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt86.56%
Cash13.44%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
9 of 9 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 24.27% |
| GOVERNMENT OF INDIA 37341 091 DAYS TBILL 09JL26 FV RS 100 | Financial | Treasury Bills | 21.72% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 16.17% |
| GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 | Entities | GOI Securities | 13.77% |
| Repo | Unspecified | Repo | 12.72% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 5.05% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 2.8% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 2.78% |
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 0.72% |
Fund management
AK
Akhil Mittal
Since 2022 · Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.
Mr. Mittal is B.Com (H) and MBA from University Business School.
PU
Puja Kasat
Since 2026 · Prior joining the TATA AMC, she was associatd with SBI Funds Management Pvt. Ltd, Invesco Mutual Fund, CRISIL Ratings.
MBA (Finance), Bachelor of Engineering in Electronics and Telecommunication
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Summary
A moderate-risk debt scheme - gilt fund. Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Strengths
- None
Weaknesses
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
- Has fallen sharply before — down -10.4% at its worst.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 100% of the portfolio.
- Entities makes up 65% — trouble in that sector hits the whole fund.