Sharpe ratio
0.16Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.48%1Y Absolute Return
-0.03%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Floating Rate Fund -Direct Plan-GrowthFund 5Y annualised return | ₹8,62,300 | ₹7,32,612 | ₹1,29,688 | +6.75% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age5.3 yrs
Fund information
Scheme code149007
ISININF277KA1026
BenchmarkCRISIL Short Duration Debt A-II Index
CategoryDebt Scheme - Floater Fund
Expense ratio0.31%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
22nd / 100 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.03% | — | — |
| 3M | +3.19% | — | — |
| 6M | +6.19% | — | — |
| 1Y | +5.48% | — | +3.13% |
| 3Y | +7.29% | — | +4.47% |
| 5Y | +6.75% | — | +3.97% |
| Since Launch | +6.57% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.34Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.82%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
11.51How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio157%
Debt156.88%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 20 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Others IRS | Unspecified | Interest Rate Swap | 64.3707% |
| Repo | Unspecified | Repo | 10.46% |
| STATE DEVELOPMENT LOAN 33699 AP 06DC29 7.7 FV RS 100 | Financial | State Development Loan | 8.7796% |
| EXPORT IMPORT BANK OF INDIA SR AA02 7.35 BD 27JL28 FVRS1LAC | Financial | Bonds | 8.6275% |
| NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC | Financial | Non Convertible Debenture | 8.627% |
| GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 | Entities | GOI Securities | 8.5431% |
| POONAWALLA FINCORP LIMITED SR D1 7.5285 NCD 24SP27 FVRS1LAC | Financial | Debenture | 8.526% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 191A 6.47 BD 30MY28 FVRS1LAC | Financial | Bonds | 8.4759% |
| STATE DEVELOPMENT LOAN 21403 GUJ 06MR29 8.35 FV RS 100 | Industrials | State Development Loan | 4.4456% |
| CAN FIN HOMES LIMITED SR 03 8.20 NCD 18MY27 FVRS1LAC | Financial | Non Convertible Debenture | 4.3075% |
Fund management
AK
Akhil Mittal
Since 2021 · Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.
Mr. Mittal is B.Com (H) and MBA from University Business School.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - floater fund. Losses and swings stayed contained — worst fall -0.6%, volatility 0.8%. Top 10 holdings make up 135% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.6%, volatility 0.8%.
- Recovered from its worst fall in 1 months.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
- Ranks 22 of 100 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 135% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 135% of the portfolio.
- Financial makes up 59% — trouble in that sector hits the whole fund.