Sharpe ratio
0.56Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-10.30%1Y Absolute Return
-0.21%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Digital India Fund-Direct Plan-GrowthFund 5Y annualised return | ₹7,87,965 | ₹7,32,612 | ₹55,353 | +3.06% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.16
₹1 Lakh since launch₹1.16 Lakh
Fund age10.9 yrs
Fund information
Scheme code135800
ISININF277K01Z77
BenchmarkNIFTY IT TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio0.66%
Exit loadExit load of 0.25% if redeemed within 30 days.
Minimum SIP₹100 SIP
Return comparison
884th / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +65.67% | — | — |
| 3M | -3.44% | — | — |
| 6M | +26.71% | — | — |
| 1Y | -10.30% | — | +4.16% |
| 3Y | +6.66% | — | +12.54% |
| 5Y | +3.06% | — | +10.04% |
| 10Y | +19.02% | — | — |
| Since Launch | +15.94% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.81Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
18.93%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.48How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 52 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Infosys Ltd | Technology | Equity | 16.0% |
| Tata Consultancy Services Ltd | Technology | Equity | 11.38% |
| Tech Mahindra Ltd | Technology | Equity | 9.48% |
| Zomato Ltd | Technology | Equity | 6.54% |
| Bharti Airtel Ltd | Technology | Equity | 5.15% |
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 4.56% |
| PB Fintech Ltd | Financial | Equity | 3.66% |
| HCL Technologies Ltd | Technology | Equity | 3.54% |
| Persistent Systems Ltd | Technology | Equity | 3.53% |
| Wipro Ltd | Technology | Equity | 3.2% |
Fund management
HA
Hasmukh Vishariya
Since 2025 · Prior to joining Tata MF he was associated with Star Union Dai-Ichi Life Insurance Ltd,
Chartered Accountant
ME
Meeta Shetty
Since 2018 · Prior to joining TATA Mutual Fund, she has worked with Kotak Securities, HDFC Securities, AMSEC(Asian Market Securities), Dalal & Broacha Stock Broking and karvey Stock Broking.
Ms. Shetty is Bachelor in Economics and CFA Charterholder
Compare similar funds
No comparable category funds are available yet.
Summary
A high riskometer-risk equity scheme - sectoral/ thematic fund. Same fund manager for 8+ years — the strategy has not chopped and changed. Trailing its category average over 3Y by 5.9 points.
Strengths
- Same fund manager for 8+ years — the strategy has not chopped and changed.
Weaknesses
- Trailing its category average over 3Y by 5.9 points.
- Top 10 holdings make up 65% — a handful of stocks can swing returns sharply.
- Ranks 884 of 932 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its high riskometer risk level.
- Good fit for SIPs — spreading purchases smooths out 18.9% volatility.
Risk drivers
- Top 10 holdings = 65% of the portfolio.
- Technology makes up 77% — trouble in that sector hits the whole fund.