Sharpe ratio
0.56Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-0.94%1Y Absolute Return
-0.25%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Business Cycle Fund-Direct Plan-GrowthFund 5Y annualised return | ₹10,13,483 | ₹7,32,612 | ₹2,80,871 | +13.12% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age5.3 yrs
Fund information
Scheme code149071
ISININF277KA1166
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio0.90%
Exit loadExit load of 0.50%, if redeemed within 30 days.
Minimum SIP₹100 SIP
Return comparison
625th / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +81.38% | — | — |
| 3M | -8.82% | — | — |
| 6M | +2.31% | — | — |
| 1Y | -0.94% | — | +4.16% |
| 3Y | +10.88% | — | +12.54% |
| 5Y | +13.12% | — | +10.04% |
| Since Launch | +14.38% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.77Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
15.91%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.72How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity98.31%
Cash1.69%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 59 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.73% |
| Metropolis Healthcare Ltd | Healthcare | Equity | 4.23% |
| Axis Bank Ltd | Financial | Equity | 3.92% |
| Jindal Steel & Power Ltd | Materials | Equity | 3.31% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.14% |
| HDFC Bank Ltd | Financial | Equity | 3.09% |
| L&T Finance Holdings Ltd | Financial | Equity | 3.02% |
| Delhivery Ltd | Industrials | Equity | 2.9% |
| PB Fintech Ltd | Financial | Equity | 2.65% |
| Cummins India Ltd | Industrials | Equity | 2.57% |
Fund management
RA
Rahul Singh
Since 2021 · Prior to Tata AMC, he has worked with Ampersand Capital Investment Advisors LLP, Standard Chartered Securities and Citigroup Global Markets India.
Mr. Singh is B.Tech & PGDBM
MU
Murthy Nagarajan
Since 2021 · Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Mr. Nagarajan is a M.Com, ICWA and PGPMS.
HA
Hasmukh Vishariya
Since 2025 · Prior to joining Tata MF he was associated with Star Union Dai-Ichi Life Insurance Ltd,
Chartered Accountant
SA
Sailesh Jain
Since 2021 · Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.
Mr. Jain is a Commerce Graduate and an MBA.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Ahead of its category average over 5Y by 3.1 points. Trailing its category average over 3Y by 1.7 points.
Strengths
- Ahead of its category average over 5Y by 3.1 points.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
Weaknesses
- Trailing its category average over 3Y by 1.7 points.
- Ranks 625 of 932 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.9% volatility.
Risk drivers
- None