Sharpe ratio
0.58Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+1.56%1Y Absolute Return
-0.37%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Tata Balanced Advantage Fund-Direct Plan-GrowthFund 5Y annualised return | ₹9,08,489 | ₹7,32,612 | ₹1,75,877 | +8.84% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age7.8 yrs
Fund information
Scheme code146010
ISININF277K013S8
BenchmarkCRISIL Hybrid 50+50 Moderate Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio0.68%
Exit loadExit load of 0.50%, if redeemed within 30 days.
Minimum SIP₹100 SIP
Return comparison
60th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +84.80% | — | — |
| 3M | -4.34% | — | — |
| 6M | +6.24% | — | — |
| 1Y | +1.56% | — | +0.31% |
| 3Y | +9.01% | — | +7.18% |
| 5Y | +8.84% | — | +6.13% |
| Since Launch | +11.66% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.81Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
9.34%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.58How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity59.58%
Debt27.46%
Hedged Equity6.87%
Real Estate3.62%
Cash2.47%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 147 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 6.87% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.61% |
| HDFC Bank Ltd | Financial | Equity | 3.56% |
| Bharti Airtel Ltd | Technology | Equity | 2.96% |
| ICICI Bank Ltd | Financial | Equity | 2.86% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.44% |
| GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 | Entities | GOI Securities | 2.12% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 1.93% |
| CENTRAL GOVERNMENT LOAN 31280 GOI 17JN32 6.54 FV RS 100 | Entities | GOI Securities | 1.81% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 1.79% |
Fund management
RA
Rahul Singh
Since 2019 · Prior to Tata AMC, he has worked with Ampersand Capital Investment Advisors LLP, Standard Chartered Securities and Citigroup Global Markets India.
Mr. Singh is B.Tech & PGDBM
SA
Sailesh Jain
Since 2019 · Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.
Mr. Jain is a Commerce Graduate and an MBA.
MU
Murthy Nagarajan
Since 2026 · Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Mr. Nagarajan is a M.Com, ICWA and PGPMS.
AM
Amit Somani
Since 2026 · Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.
Mr.Somani is a B.Com, PGDBM and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 1.8 points. Ranks 60 of 145 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 1.8 points.
- Recovered from its worst fall in 4 months.
- Well spread out — top 10 holdings are only 25% of the portfolio.
- Same fund manager for 8+ years — the strategy has not chopped and changed.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 9.3% volatility.
Risk drivers
- None