Sharpe ratio
0.51Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+1.03%1Y Absolute Return
-0.36%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Sundaram Multi Asset Allocation Fund Direct Plan GrowthFund 1Y annualised return · 5Y history unavailable | ₹7,50,649 | ₹7,32,612 | ₹18,037 | +1.03% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age2.8 yrs
Fund information
Scheme code152314
ISININF903JA1LK9
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio0.71%
Exit loadExit Load for units in excess of 30% of the investment,1% will be charged for redemption within 365 days.
Minimum SIP₹100 SIP
Return comparison
90th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +67.62% | — | — |
| 3M | -9.54% | — | — |
| 6M | +1.48% | — | — |
| 1Y | +1.03% | — | +3.20% |
| Since Launch | +11.81% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.71Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
13.65%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.90How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity65.61%
Commodities19.24%
Debt10.22%
Hedged Equity3.84%
Cash1.09%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 85 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| SBI ETF Gold | Unspecified | Mutual Fund | 6.6976% |
| HDFC Bank Ltd | Financial | Equity | 5.2092% |
| ICICI Bank Ltd | Financial | Equity | 4.8048% |
| Nippon India ETF Gold BeES IDCW | Unspecified | Mutual Fund | 4.616% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.1309% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.9503% |
| Cash Margin | Unspecified | Cash Margin | 3.8484% |
| Bharti Airtel Ltd | Technology | Equity | 3.5061% |
| Kotak Gold ETF | Unspecified | Mutual Fund | 3.4509% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 3.2642% |
Fund management
RO
Rohit Seksaria
Since 2024 · Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad
CL
Clyton Richard Fernandes
Since 2024 · Prior to joining Sundaram Mutual Fund, he has worked with Canara HSBC Life, Mahindra Manulife AMC, Bank of Baroda Capital Markets and Systematix Shares & Stocks
Mr. Fernandes has done B.E and MBA
AR
Arjun G. Nagarajan
Since 2024 · Arjun was a part of the NITI Aayog's discussion with economists on topical issues in the recent past. In January 2020, Arjun participated in a pre-budget roundtable consultation with the Honourable Prime Minister of India, to discuss the policy measures for Budget 2020-21
Mr. Nagarajan has done B.Com, MA (Eco.), M.Phil (Eco.), M.Sc. (Eco.) and M.Sc. Finance & Investment degrees from the University of Exeter, UK
KU
Kumaresh Ramakrishnan
Since 2026 · Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, DWS AMC, Societe Generale and CARE.
Mr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).
SH
Shalav Saket
Since 2026 · Prior joining the Sundaram AMC, he was associated with SAMC, BofA Securities, PWC, Samsung.
MBA, B-Tech, CFA
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Summary
A high-risk hybrid scheme - multi asset allocation fund. Losses and swings stayed contained — worst fall -13.1%, volatility 13.7%. Ranks 90 of 124 in its category over 1 year.
Strengths
- Losses and swings stayed contained — worst fall -13.1%, volatility 13.7%.
Weaknesses
- Ranks 90 of 124 in its category over 1 year.
Ideal investor
- Needs a 4–5+ years horizon to ride out its high risk level.
- Good fit for SIPs — spreading purchases smooths out 13.7% volatility.
Risk drivers
- None