Sharpe ratio
-0.21Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.49%1Y Absolute Return
+0.00%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Sundaram Money Market Fund Direct Plan - GrowthFund 5Y annualised return | ₹8,59,529 | ₹7,32,612 | ₹1,26,917 | +6.62% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age8.1 yrs
Fund information
Scheme code145050
ISININF903JA1FR6
BenchmarkNIFTY Money Market Index A-I
CategoryDebt Scheme - Money Market Fund
Expense ratio0.20%
Exit loadNil
Minimum SIP₹250 SIP
Return comparison
13th / 186 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.92% | — | — |
| 3M | +6.25% | — | — |
| 6M | +7.39% | — | — |
| 1Y | +6.49% | — | +2.65% |
| 3Y | +7.26% | — | +3.43% |
| 5Y | +6.62% | — | +3.19% |
| Since Launch | +6.33% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.64Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.53%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
9.19How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio105%
Debt104.54%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 35 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| INDIAN OVERSEAS BANK CD 24FEB27 | Financial | Certificate of Deposit | 7.7177% |
| THE FEDERAL BANK LIMITED CD 29JAN27 | Financial | Certificate of Deposit | 5.8146% |
| INDUSIND BANK LTD. CD 14DEC26 | Financial | Certificate of Deposit | 5.0775% |
| BANK OF BARODA CD 05FEB27 | Financial | Certificate of Deposit | 4.2613% |
| EMBASSY OFFICE PARKS REIT 364D CP 12MAR27 | Real Estate | Commercial Paper | 4.224% |
| GOVERNMENT OF INDIA 36582 364 DAYS TBILL 08OT26 FV RS 100 | Financial | Treasury Bills | 3.9745% |
| HDFC BANK LIMITED CD 05FEB27 | Financial | Certificate of Deposit | 3.8726% |
| IDFC FIRST BANK LIMITED CD 04FEB27 | Financial | Certificate of Deposit | 3.8683% |
| Small Industries Dev Bank of India (18/02/2027) ** | Financial | Certificate of Deposit | 3.862% |
| KOTAK MAHINDRA BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 3.8554% |
Fund management
SA
Sandeep Agarwal
Since 2018 · Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.
Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.
KU
Kumaresh Ramakrishnan
Since 2026 · Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, DWS AMC, Societe Generale and CARE.
Mr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - money market fund. Same fund manager for 8+ years — the strategy has not chopped and changed.
Strengths
- Same fund manager for 8+ years — the strategy has not chopped and changed.
- Ranks 13 of 186 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None