Sharpe ratio
0.07Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.82%1Y Absolute Return
-0.14%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan - GrowthFund 5Y annualised return | ₹8,23,129 | ₹7,32,612 | ₹90,517 | +4.86% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code119675
ISININF903J01PO6
BenchmarkNIFTY Medium Duration Debt Index A-III
CategoryDebt Scheme - Medium Duration Fund
Expense ratio1.17%
Exit loadNil
Minimum SIP₹250 SIP
Return comparison
42nd / 83 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +7.65% | — | — |
| 3M | -1.64% | — | — |
| 6M | +4.05% | — | — |
| 1Y | +2.82% | — | +1.91% |
| 3Y | +5.82% | — | +4.03% |
| 5Y | +4.86% | — | +3.85% |
| 10Y | +5.63% | — | — |
| Since Launch | +6.59% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.11Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
1.57%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.82How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt86.31%
Cash13.69%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 16 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 26.8647% |
| STATE DEVELOPMENT LOAN 35697 TN 12MR29 7 FV RS 100 | Unspecified | State Development Loan | 14.4965% |
| Repo | Unspecified | Repo | 12.0039% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.22 BD 10AP29 FVRS1LAC | Financial | Debenture | 5.7634% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26D 7.01 BD 16MR29 FVRS1LAC | Financial | Bonds | 5.741% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 653 7.38 NCD 28MY27 FVRS1LAC | Financial | Debenture | 5.7389% |
| POWER FINANCE CORPORATION LIMITED SR 250A 6.61 BD 15JL28 FVRS1LAC | Financial | Bonds | 5.7091% |
| MUTHOOT FINANCE LIMITED 8.65 NCD 31JN28 FVRS1LAC | Financial | Debenture | 4.3464% |
| 360 ONE PRIME LIMITED 8.95 NCD 04JU27 FVRS1LAC | Financial | Non Convertible Debenture | 2.8946% |
| CAN FIN HOMES LIMITED SR 2 8.09 NCD 04JN27 FVRS1LAC | Financial | Debenture | 2.8907% |
Fund management
SA
Sandeep Agarwal
Since 2013 · Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.
Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.
KU
Kumaresh Ramakrishnan
Since 2026 · Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, DWS AMC, Societe Generale and CARE.
Mr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).
Compare similar funds
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Summary
A moderate-risk debt scheme - medium duration fund. Same fund manager for 14+ years — the strategy has not chopped and changed. Top 10 holdings make up 86% — a handful of stocks can swing returns sharply.
Strengths
- Same fund manager for 14+ years — the strategy has not chopped and changed.
Weaknesses
- Top 10 holdings make up 86% — a handful of stocks can swing returns sharply.
- Has fallen sharply before — down -8.0% at its worst.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 86% of the portfolio.