Sharpe ratio
0.38Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+0.78%1Y Absolute Return
-0.15%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Plan - GrowthFund 5Y annualised return | ₹9,95,802 | ₹7,32,612 | ₹2,63,190 | +12.44% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age9.6 yrs
Fund information
Scheme code139990
ISININF903JA1526
BenchmarkNIFTY Smallcap 100 TRI
CategoryELSS
Expense ratio1.12%
Exit loadNil
Minimum SIP₹500
Return comparison
27th / 48 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | -17.05% | — | — |
| 3M | -25.79% | — | — |
| 6M | -1.18% | — | — |
| 1Y | +0.78% | — | +1.99% |
| 3Y | +9.13% | — | +11.12% |
| 5Y | +12.44% | — | +11.77% |
| Since Launch | +12.18% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.51Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
18.14%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.20How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 40 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Aster DM Healthcare Ltd | Healthcare | Equity | 7.4974% |
| MTAR Technologies Ltd | Industrials | Equity | 5.1447% |
| Ujjivan Small Finance Bank Ltd | Financial | Equity | 4.9954% |
| Angel One Ltd | Financial | Equity | 4.8798% |
| Safari Industries (India) Ltd | Consumer Discretionary | Equity | 4.1216% |
| Affle (India) Ltd | Industrials | Equity | 3.8581% |
| RateGain Travel Technologies Ltd | Technology | Equity | 3.8494% |
| Equitas Small Finance Bank Ltd | Financial | Equity | 3.7841% |
| KSB Ltd | Industrials | Equity | 3.7239% |
| Repo | Unspecified | Repo | 3.4748% |
Fund management
DW
Dwijendra Srivastava
Since 2016 · Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.
Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.
RO
Rohit Seksaria
Since 2019 · Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high riskometer-risk elss fund. Ahead of its category average over 5Y by 0.7 points. Trailing its category average over 3Y by 2.0 points.
Strengths
- Ahead of its category average over 5Y by 0.7 points.
- Same fund manager for 10+ years — the strategy has not chopped and changed.
Weaknesses
- Trailing its category average over 3Y by 2.0 points.
- Has fallen sharply before — down -61.3% at its worst.
Ideal investor
- Needs a 5+ years (3-year lock-in) horizon to ride out its moderately high riskometer risk level.
- Good fit for SIPs — spreading purchases smooths out 18.1% volatility.
Risk drivers
- Heavily invested in small-cap stocks (71%) — expect sharper swings and slower recovery after a fall.
- Corrections have been sharp — worst fall -61.3% with 18.1% volatility. Took 15 months to recover last time.