Sharpe ratio
0.43Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.16%1Y Absolute Return
-0.69%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Sundaram Financial Services Opportunities Fund Direct Plan - GrowthFund 5Y annualised return | ₹10,33,719 | ₹7,32,612 | ₹3,01,107 | +13.88% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age13.9 yrs
Fund information
Scheme code119597
ISININF903J01NB8
BenchmarkNIFTY Financial Services TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio0.92%
Exit loadExit load of 0.5% if redeemed within 30 days
Minimum SIP₹100 SIP
Return comparison
363rd / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +120.28% | — | — |
| 3M | +10.97% | — | — |
| 6M | +18.66% | — | — |
| 1Y | +5.16% | — | +4.16% |
| 3Y | +13.00% | — | +12.54% |
| 5Y | +13.88% | — | +10.04% |
| 10Y | +14.62% | — | — |
| Since Launch | +13.73% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.60Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
19.05%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.32How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 31 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 12.1082% |
| Axis Bank Ltd | Financial | Equity | 9.4118% |
| HDFC Bank Ltd | Financial | Equity | 8.5315% |
| State Bank of India | Financial | Equity | 8.1265% |
| Bajaj Finserv Ltd | Financial | Equity | 5.5891% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 5.5335% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 4.1938% |
| DCB Bank Ltd | Financial | Equity | 4.1885% |
| PNB Housing Finance Ltd | Financial | Equity | 3.9606% |
| Bank Of Baroda | Financial | Equity | 3.8801% |
Fund management
RO
Rohit Seksaria
Since 2021 · Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad
Compare similar funds
No comparable category funds are available yet.
Summary
A high-risk equity scheme - sectoral/ thematic fund. Ahead of its category average over 3Y by 0.5 points. Top 10 holdings make up 66% — a handful of stocks can swing returns sharply.
Strengths
- Ahead of its category average over 3Y by 0.5 points.
Weaknesses
- Top 10 holdings make up 66% — a handful of stocks can swing returns sharply.
- Has fallen sharply before — down -43.2% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its high risk level.
- Good fit for SIPs — spreading purchases smooths out 19.1% volatility.
Risk drivers
- Top 10 holdings = 66% of the portfolio.
- Financial makes up 94% — trouble in that sector hits the whole fund.
- Corrections have been sharp — worst fall -43.2% with 19.1% volatility. Took 9 months to recover last time.