Sharpe ratio
0.31Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+0.55%1Y Absolute Return
-0.22%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund) - Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹9,18,155 | ₹7,32,612 | ₹1,85,543 | +9.26% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age4.9 yrs
Fund information
Scheme code149717
ISININF173K01FI7
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio1.13%
Exit loadFor units in excess of 25% of the investment,1% will be charged for redemption within 365 days
Minimum SIP₹100 SIP
Return comparison
72nd / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +99.85% | — | — |
| 3M | -0.24% | — | — |
| 6M | +9.16% | — | — |
| 1Y | +0.55% | — | +0.31% |
| 3Y | +9.26% | — | +7.18% |
| Since Launch | +8.84% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.43Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
9.67%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.91How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity60.46%
Debt20.74%
Hedged Equity13.60%
Real Estate2.64%
Cash2.56%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 104 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 13.6155% |
| ICICI Bank Ltd | Financial | Equity | 7.1625% |
| HDFC Bank Ltd | Financial | Equity | 5.6356% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.1946% |
| Bharti Airtel Ltd | Technology | Equity | 3.799% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 3.4794% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 3.2353% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.116% |
| Bajaj Finance Ltd | Financial | Equity | 2.5706% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 2.4392% |
Fund management
BH
Bharath S
Since 2021 · Prior to joining Sundaram Mutual Fund he has worked with Navia Markets Ltd.
Mr. Bharath is a B Com (H), MBA and ICWA.
CL
Clyton Richard Fernandes
Since 2024 · Prior to joining Sundaram Mutual Fund, he has worked with Canara HSBC Life, Mahindra Manulife AMC, Bank of Baroda Capital Markets and Systematix Shares & Stocks
Mr. Fernandes has done B.E and MBA
KU
Kumaresh Ramakrishnan
Since 2026 · Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, DWS AMC, Societe Generale and CARE.
Mr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).
Compare similar funds
No comparable category funds are available yet.
Summary
A high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 2.1 points. Ranks 72 of 145 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 2.1 points.
- Losses and swings stayed contained — worst fall -9.7%, volatility 9.7%.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its high risk level.
- Good fit for SIPs — spreading purchases smooths out 9.7% volatility.
Risk drivers
- None