Sharpe ratio
0.32Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.93%1Y Absolute Return
-0.07%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Sundaram Corporate Bond Fund Direct Plan - GrowthFund 5Y annualised return | ₹8,47,932 | ₹7,32,612 | ₹1,15,320 | +6.07% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.5 yrs
Fund information
Scheme code119621
ISININF903J01NR4
BenchmarkNifty Corporate Bond Index A-II
CategoryDebt Scheme - Corporate Bond Fund
Expense ratio0.32%
Exit loadNil
Minimum SIP₹250 SIP
Return comparison
50th / 165 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.09% | — | — |
| 3M | +0.96% | — | — |
| 6M | +5.59% | — | — |
| 1Y | +3.93% | — | +1.25% |
| 3Y | +6.89% | — | +3.56% |
| 5Y | +6.07% | — | +2.78% |
| 10Y | +6.85% | — | — |
| Since Launch | +7.35% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.47Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
1.32%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.67How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt96.14%
Cash3.86%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 36 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC | Financial | Non Convertible Debenture | 6.4356% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 4.8445% |
| LIC HOUSING FINANCE LIMITED TR 434 OP I 7.70 LOA 16MY28 FVRS10LAC | Financial | Debenture | 4.7932% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LAC | Financial | Debenture | 4.7229% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC | Financial | Debenture | 4.0299% |
| REC LIMITED SR 223B 7.46 BD 30JU28 FVRS1LAC | Financial | Debenture | 4.0073% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 3.9986% |
| LIC HOUSING FINANCE LTD TR 447 7.57 NCD 18OT29 FVRS1LAC | Financial | Bonds/Debentures | 3.9884% |
| EMBASSY OFFICE PARKS REIT SR XIII A 7.21 NCD 17MR28 FVRS1LAC | Real Estate | Debenture | 3.9679% |
| REC LIMITED SR 249A 6.37 BD 31MR27 FVRS1LAC | Financial | Debenture | 3.9561% |
Fund management
SA
Sandeep Agarwal
Since 2013 · Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.
Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.
KU
Kumaresh Ramakrishnan
Since 2026 · Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, DWS AMC, Societe Generale and CARE.
Mr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - corporate bond fund. Same fund manager for 14+ years — the strategy has not chopped and changed. Has fallen sharply before — down -11.0% at its worst.
Strengths
- Same fund manager for 14+ years — the strategy has not chopped and changed.
Weaknesses
- Has fallen sharply before — down -11.0% at its worst.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 77% — trouble in that sector hits the whole fund.