Sharpe ratio
0.53Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-2.94%1Y Absolute Return
-0.50%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund Direct Plan - Growth)Fund 5Y annualised return | ₹9,48,925 | ₹7,32,612 | ₹2,16,313 | +10.56% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age13.9 yrs
Fund information
Scheme code119595
ISININF903J01NH5
BenchmarkNIFTY India Consumption TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio1.65%
Exit loadExit load of 0.5% if redeemed within 30 days
Minimum SIP₹100 SIP
Return comparison
730th / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +170.85% | — | — |
| 3M | -7.01% | — | — |
| 6M | +19.19% | — | — |
| 1Y | -2.94% | — | +4.16% |
| 3Y | +9.17% | — | +12.54% |
| 5Y | +10.56% | — | +10.04% |
| 10Y | +12.32% | — | — |
| Since Launch | +13.95% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.73Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
15.56%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.39How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity95.95%
Cash4.05%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 40 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Bharti Airtel Ltd | Technology | Equity | 8.6253% |
| Zomato Ltd | Technology | Equity | 7.9322% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 7.2673% |
| Titan Company Ltd | Consumer Discretionary | Equity | 6.5861% |
| ITC Ltd | Consumer Staples | Equity | 5.6281% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 5.233% |
| Nestle India Ltd | Consumer Staples | Equity | 4.2624% |
| Interglobe Aviation Ltd | Industrials | Equity | 3.6925% |
| S.J.S Enterprises Ltd | Consumer Discretionary | Equity | 3.6681% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 3.3642% |
Fund management
SH
Shalav Saket
Since 2025 · Prior joining the Sundaram AMC, he was associated with SAMC, BofA Securities, PWC, Samsung.
MBA, B-Tech, CFA
AN
Anuj Bansal
Since 2026 · Prior to joining the Sundaram MF, he was associated with JP Morgan Asset Management, Ambit Capital, Landmark Group and Hillhouse Capital.
MBA (PGDM) from IIM Lucknow, B.Tech in Electrical and Electronics Engineering, M.Tech in Microelectronics.
RO
Rohit Seksaria
Since 2026 · Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Ahead of its category average over 5Y by 0.5 points. Trailing its category average over 3Y by 3.4 points.
Strengths
- Ahead of its category average over 5Y by 0.5 points.
Weaknesses
- Trailing its category average over 3Y by 3.4 points.
- Has fallen sharply before — down -35.7% at its worst.
- Ranks 730 of 932 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.6% volatility.
Risk drivers
- Corrections have been sharp — worst fall -35.7% with 15.6% volatility. Took 8 months to recover last time.