Sharpe ratio
0.40Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-0.41%1Y Absolute Return
-0.31%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Shriram ELSS Tax Saver Fund - Direct GrowthFund 5Y annualised return | ₹8,68,524 | ₹7,32,612 | ₹1,35,912 | +7.04% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age7.8 yrs
Fund information
Scheme code145819
ISININF680P01158
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - ELSS
Expense ratio0.99%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
109th / 192 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +152.20% | — | — |
| 3M | +2.65% | — | — |
| 6M | +13.02% | — | — |
| 1Y | -0.41% | — | -0.21% |
| 3Y | +7.89% | — | +9.69% |
| 5Y | +7.04% | — | +7.74% |
| Since Launch | +12.04% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.54Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
13.87%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.40How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity97.92%
Cash1.18%
Debt0.47%
Hedged Equity0.43%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 74 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 7.96% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.03% |
| ICICI Bank Ltd | Financial | Equity | 4.95% |
| Axis Bank Ltd | Financial | Equity | 4.22% |
| State Bank of India | Financial | Equity | 4.07% |
| Bharti Airtel Ltd | Technology | Equity | 3.78% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.55% |
| Interglobe Aviation Ltd | Industrials | Equity | 2.47% |
| Infosys Ltd | Technology | Equity | 2.16% |
| SAMHI Hotels Ltd. | Consumer Discretionary | Equity | 2.11% |
Fund management
DE
Deepak Ramaraju
Since 2022 · Prior to joining Shriram Mutual Fund, he has worked with Sanlam Group of South Africa as a part of their global equity research team and GE India Technology Center as a researcher and co-inventor.
Mr. Ramaraju has done B.E.(Chemical Engineering).
PR
Prateek Nigudkar
Since 2025 · Prior to joining Shriram Mutual Fund, he has worked with DSP MF, State Street Global Advisors (Global Beta Solutions Group) and Credit Suisse (Private Banking Global Research Division).
Mr. Nigudkar is an MS(Quantitative Finance) from Olin Business School, Washington University.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - elss fund. Recovered from its worst fall in 5 months. Trailing its category average over 3Y by 1.8 points.
Strengths
- Recovered from its worst fall in 5 months.
Weaknesses
- Trailing its category average over 3Y by 1.8 points.
Ideal investor
- Needs a 5+ years (3-year lock-in) horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 13.9% volatility.
Risk drivers
- None