Sharpe ratio
0.34Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+0.28%1Y Absolute Return
-0.46%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Shriram Balanced Advantage Fund - Direct GrowthFund 5Y annualised return | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age7.3 yrs
Fund information
Scheme code147406
ISININF680P01208
BenchmarkCRISIL Hybrid 50+50 Moderate Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio0.96%
Exit loadExit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days.
Minimum SIP₹500 SIP
Return comparison
78th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +106.30% | — | — |
| 3M | +4.80% | — | — |
| 6M | +10.06% | — | — |
| 1Y | +0.28% | — | +0.31% |
| 3Y | +7.07% | — | +7.18% |
| 5Y | +7.00% | — | +6.13% |
| Since Launch | +9.42% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.47Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
9.39%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.64How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity66.92%
Debt23.90%
Hedged Equity7.26%
Cash1.92%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 84 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Net Receivables | Unspecified | Net Receivables | 9.1865% |
| HDFC Bank Ltd | Financial | Equity | 6.6269% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SERIES GOI-V 8.54 BD 15NV28 FVRS10LAC | Financial | Debenture | 5.8494% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.2107% |
| EXPORT IMPORT BANK OF INDIA SR Z01 7.45 BD 12AP28 FVRS1LAC | Financial | Debenture | 4.8329% |
| CENTRAL GOVERNMENT LOAN 31280 GOI 17JN32 6.54 FV RS 100 | Entities | GOI Securities | 4.8054% |
| ICICI Bank Ltd | Financial | Equity | 4.289% |
| Bharti Airtel Ltd | Technology | Equity | 3.8931% |
| BANK OF BARODA CD 04FEB27 | Financial | Certificate of Deposit | 3.3616% |
| State Bank of India | Financial | Equity | 3.0298% |
Fund management
DE
Deepak Ramaraju
Since 2022 · Prior to joining Shriram Mutual Fund, he has worked with Sanlam Group of South Africa as a part of their global equity research team and GE India Technology Center as a researcher and co-inventor.
Mr. Ramaraju has done B.E.(Chemical Engineering).
PR
Prateek Nigudkar
Since 2025 · Prior to joining Shriram Mutual Fund, he has worked with DSP MF, State Street Global Advisors (Global Beta Solutions Group) and Credit Suisse (Private Banking Global Research Division).
Mr. Nigudkar is an MS(Quantitative Finance) from Olin Business School, Washington University.
AM
Amit Modani
Since 2025 · Prior to joining Shriram AMC, he has worked with Mirae Asset Mutual Fund, BOI AXA Mutual Fund, Quantum Asset Management Company Private Limited and Pramerica Asset Managers Pvt. Ltd.
Mr. Modani is Chartered Accountant
SU
Sudip Suresh More
Since 2024 · Prior to joining Shriram Mutual Fund, he has worked with Kshema General Insurance Company and Sahara India Life Insurance Company Ltd.
Mr. More has done B.E. (EXTC), MMS (Finance) and FRM
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 5Y by 0.9 points. Trailing its category average over 3Y by 0.1 points.
Strengths
- Ahead of its category average over 5Y by 0.9 points.
- Losses and swings stayed contained — worst fall -14.6%, volatility 9.4%.
- Recovered from its worst fall in 4 months.
Weaknesses
- Trailing its category average over 3Y by 0.1 points.
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 9.4% volatility.
Risk drivers
- None