Sharpe ratio
-1.30Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.40%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI ULTRA SHORT DURATION FUND - DIRECT PLAN - GROWTHFund 5Y annualised return | ₹8,58,254 | ₹7,32,612 | ₹1,25,642 | +6.56% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code119828
ISININF200K01TF5
BenchmarkCRISIL Ultra Short Duration Debt A-I Index
CategoryDebt Scheme - Ultra Short Duration Fund
Expense ratio0.35%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
33rd / 209 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.03% | — | — |
| 3M | +6.17% | — | — |
| 6M | +6.98% | — | — |
| 1Y | +6.40% | — | +2.44% |
| 3Y | +7.13% | — | +2.87% |
| 5Y | +6.56% | — | +2.76% |
| 10Y | +6.57% | — | — |
| Since Launch | +7.16% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-3.47Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.46%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
7.53How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt68.11%
Cash31.89%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 68 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 28.9275% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27 | Financial | Certificate of Deposit | 7.1232% |
| Repo | Unspecified | Repo | 6.8976% |
| KOTAK MAHINDRA BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 6.706% |
| GOVERNMENT OF INDIA 37391 091 DAYS TBILL 23JL26 FV RS 100 | Financial | Treasury Bills | 6.1171% |
| HDFC BANK LIMITED CD 12MAR27 | Financial | Certificate of Deposit | 5.4386% |
| TATA COMMUNICATIONS LIMITED 7.75 NCD 29AG26 FVRS1LAC | Technology | Debenture | 4.8253% |
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 4.6333% |
| MUTHOOT FINCORP LIMITED 364D CP 12MAR27 | Financial | Commercial Paper | 3.3084% |
| Small Industries Dev Bank of India (18/02/2027) ** | Financial | Certificate of Deposit | 3.2748% |
Fund management
SU
Sudhir Agrawal
Since 2025 · Prior to joining SBI MF he has worked with UTI MF, TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.
Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.
PR
Pradeep Kesavan
Since 2023 · Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
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Summary
A moderate-risk debt scheme - ultra short duration fund. Losses and swings stayed contained — worst fall -0.9%, volatility 0.5%. Top 10 holdings make up 77% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.9%, volatility 0.5%.
- Recovered from its worst fall in 0 months.
- Ranks 33 of 209 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 77% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 77% of the portfolio.