Sharpe ratio
0.85Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.30%1Y Absolute Return
-0.03%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI SHORT TERM DEBT FUND - DIRECT PLAN -GROWTHFund 5Y annualised return | ₹8,54,232 | ₹7,32,612 | ₹1,21,620 | +6.37% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code119816
ISININF200K01VE4
BenchmarkCRISIL Short Duration Debt A-II Index
CategoryDebt Scheme - Short Duration Fund
Expense ratio0.42%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
41st / 172 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.18% | — | — |
| 3M | +0.97% | — | — |
| 6M | +5.56% | — | — |
| 1Y | +4.30% | — | +2.20% |
| 3Y | +7.13% | — | +4.12% |
| 5Y | +6.37% | — | +3.81% |
| 10Y | +6.94% | — | — |
| Since Launch | +7.62% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.47Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.20%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
3.24How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt91.46%
Cash8.54%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 91 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 5.3665% |
| REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC | Financial | Bonds | 5.0488% |
| SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 4.2139% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 3.6296% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC | Financial | Bonds | 3.5994% |
| 7.43% State Government of Gujarat 2035 | Industrials | State Development Loan | 3.2264% |
| SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 2.6485% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 2.5168% |
| STATE DEVELOPMENT LOAN 37154 KAR 04SP33 7.31 FV RS 100 | Unspecified | State Development Loan | 2.5014% |
| ADITYA BIRLA HOUSING FINANCE LIMITED SR K1 7.8639 NCD 08JU28 FVRS1LAC | Financial | Debenture | 2.1527% |
Fund management
PR
Pradeep Kesavan
Since 2023 · Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
MA
Mansi Sajeja
Since 2023 · Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.
Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - short duration fund. Losses and swings stayed contained — worst fall -2.4%, volatility 1.2%.
Strengths
- Losses and swings stayed contained — worst fall -2.4%, volatility 1.2%.
- Recovered from its worst fall in 1 months.
- Ranks 41 of 172 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- None