Sharpe ratio
-17.78Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+5.26%1Y Absolute Return
+0.03%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI OVERNIGHT FUND - DIRECT PLAN - GROWTHFund 5Y annualised return | ₹8,41,485 | ₹7,32,612 | ₹1,08,873 | +5.76% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age13.9 yrs
Fund information
Scheme code119833
ISININF200K01TK5
BenchmarkCRISIL Liquid Overnight Index
CategoryDebt Scheme - Overnight Fund
Expense ratio0.09%
Exit loadNil
Minimum SIP₹2,000 SIP
Return comparison
41st / 226 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.75% | — | — |
| 3M | +5.32% | — | — |
| 6M | +5.29% | — | — |
| 1Y | +5.26% | — | +2.44% |
| 3Y | +5.97% | — | +2.51% |
| 5Y | +5.76% | — | +4.17% |
| 10Y | +5.34% | — | — |
| Since Launch | +6.16% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-79.23Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.05%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
55.52How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Cash86.38%
Debt13.62%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 12 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Repo | Unspecified | Repo | 87.34% |
| Corporate Bond Repo | Unspecified | Corporate Bond Repo | 6.35% |
| L&T FINANCE LIMITED 77D CP 01JUL26 | Financial | Commercial Paper | 1.58% |
| GOVERNMENT OF INDIA 37341 091 DAYS TBILL 09JL26 FV RS 100 | Financial | Treasury Bills | 1.12% |
| GOVERNMENT OF INDIA 36939 182 DAYS TBILL 17JL26 FV RS 100 | Financial | Treasury Bills | 0.93% |
| GOVERNMENT OF INDIA 37010 182 DAYS TBILL 30JL26 FV RS 100 | Financial | Treasury Bills | 0.93% |
| 182 DAYS TREASURY BILL MD 23/07/2026 | Financial | Treasury Bills | 0.93% |
| GOVERNMENT OF INDIA 36170 364 DAYS TBILL 02JL26 FV RS 100 | Financial | Treasury Bills | 0.47% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 83D CP 01JUL26 | Financial | Commercial Paper | 0.47% |
| Axis Securities Ltd. | Unspecified | Commercial Paper | 0.47% |
Fund management
RA
Ranjana Gupta
Since 2024 · Prior to joining SBI Mutaul Fund, She was heading the broking activities at Twentyfirst Century Shares and Securities Ltd from May 1995 to February 2008. She started her career as a dealer in 1995 with OTCEI.
She is a Commerce graduate from Mumbai University
Compare similar funds
No comparable category funds are available yet.
Summary
A low-risk debt scheme - overnight fund. NAV has been stable for its category — worst fall -0.11% with 0.1% volatility.
Strengths
- NAV has been stable for its category — worst fall -0.11% with 0.1% volatility.
- Ranks 41 of 226 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None