Sharpe ratio
0.87Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.54%1Y Absolute Return
-0.08%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI MEDIUM DURATION FUND - DIRECT PLAN - GROWTHFund 5Y annualised return | ₹8,62,086 | ₹7,32,612 | ₹1,29,474 | +6.74% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age13.8 yrs
Fund information
Scheme code119824
ISININF200K01VB0
BenchmarkNIFTY Medium Duration Debt Index A-III
CategoryDebt Scheme - Medium Duration Fund
Expense ratio0.72%
Exit loadExit load of 1%, if redeemed within 3 months.
Minimum SIP₹500 SIP
Return comparison
7th / 83 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +7.08% | — | — |
| 3M | +0.41% | — | — |
| 6M | +7.31% | — | — |
| 1Y | +5.54% | — | +1.91% |
| 3Y | +7.56% | — | +4.03% |
| 5Y | +6.74% | — | +3.85% |
| 10Y | +7.95% | — | — |
| Since Launch | +8.70% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.38Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.53%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.17How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt90.39%
Real Estate6.37%
Cash3.24%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 64 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 6.41% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 5.49% |
| GODREJ PROPERTIES LIMITED SR I 8.30 LOA 19MR27 FVRS1LAC | Real Estate | Debenture | 4.66% |
| JSW Kalinga Steel Ltd. | Materials | Debenture | 4.29% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 3.9% |
| Yes Bank Ltd Bonds 8.00 30/09/2026 | Financial | Bonds | 3.48% |
| CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LAC | Materials | Non Convertible Debenture | 3.42% |
| RENEW SOLAR ENERGY (JHARKHAND FIVE) PRIVATE LIMITED 8.44 NCD 31AG29 FVRS1LAC | Unspecified | Non Convertible Debenture | 3.38% |
| JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC | Materials | Debenture | 3.32% |
| RENSERV GLOBAL PRIVATE LIMITED 9.9040 NCD 02MY28 FVRS1LAC | Unspecified | Debenture | 3.17% |
Fund management
LO
Lokesh Mallya
Since 2023 · Prior to SBI Mutual Fund, he has worked with Aditya Birla Sun Life AMC as fund manager (Sept 2009-Sept 2014) and as Credit Analyst (July 2006 - Aug 2009).
Mr. Mallya is MBA and FRM.
PR
Pradeep Kesavan
Since 2023 · Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
MO
Mohit Jain
Since 2023 · Prior to joining SBI Mutual Fund, he has worked with Crisil Ltd. as a Research Analyst.
Mr. Jain is B.E (Engineering) & CFA (Level III candidate)
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk debt scheme - medium duration fund. Recovered from its worst fall in 5 months.
Strengths
- Recovered from its worst fall in 5 months.
- Ranks 7 of 83 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderately high risk level.
Risk drivers
- None