Sharpe ratio
0.00Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+1.89%1Y Absolute Return
-0.44%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI Long Duration Fund - Direct Plan - GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,48,559 | ₹7,32,612 | ₹1,15,947 | +6.10% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age3.9 yrs
Fund information
Scheme code151214
ISININF200KA16T4
BenchmarkCRISIL Long Duration Debt A-III Index
CategoryDebt Scheme - Long Duration Fund
Expense ratio0.32%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
6th / 64 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +16.09% | — | — |
| 3M | -6.48% | — | — |
| 6M | +4.48% | — | — |
| 1Y | +1.89% | — | +0.36% |
| 3Y | +6.10% | — | +3.22% |
| Since Launch | +6.42% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.01Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
4.26%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.44How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt94.61%
Cash5.39%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
7 of 7 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 53.04% |
| STATE DEVELOPMENT LOAN 37475 TN 03JU36 7.74 FV RS 100 | Unspecified | State Development Loan | 15.39% |
| 7.71% GOI 18-May-2066 | Entities | GOI Securities | 12.92% |
| GOVERNMENT OF INDIA 36958 GOI 19JN76 7.43 FV RS 100 | Entities | GOI Securities | 12.72% |
| Repo | Unspecified | Repo | 3.95% |
| Net Receivables | Unspecified | Net Receivables | 1.44% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.54% |
Fund management
AR
Ardhendu Bhattacharya
Since 2025 · Prior to joining SBI Mutual Fund, he has worked with ICICI Bank and Citibank.
Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering.
PR
Pradeep Kesavan
Since 2023 · Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Compare similar funds
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Summary
A moderate-risk debt scheme - long duration fund. Recovered from its worst fall in 3 months. Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Strengths
- Recovered from its worst fall in 3 months.
- Ranks 6 of 64 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 100% of the portfolio.
- Entities makes up 79% — trouble in that sector hits the whole fund.