Sharpe ratio
0.76Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-2.23%1Y Absolute Return
-0.59%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI Long Term Advantage Fund - Series IV - Direct Plan - GrowthFund 5Y annualised return | ₹9,14,227 | ₹7,32,612 | ₹1,81,615 | +9.09% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.18
₹1 Lakh since launch₹1.18 Lakh
Fund age8.4 yrs
Fund information
Scheme code140487
ISININF200KA1LS9
BenchmarkBSE 500 TRI
CategoryELSS
Expense ratio1.24%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
45th / 48 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +138.74% | — | — |
| 3M | -5.53% | — | — |
| 6M | +5.49% | — | — |
| 1Y | -2.23% | — | +1.99% |
| 3Y | +8.58% | — | +11.12% |
| 5Y | +9.09% | — | +11.77% |
| Since Launch | +18.17% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.05Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
15.58%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.53How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 31 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Bajaj Finance Ltd | Financial | Equity | 8.08% |
| ICICI Bank Ltd | Financial | Equity | 7.62% |
| Eicher Motors Ltd | Consumer Discretionary | Equity | 4.75% |
| GKW Ltd | Industrials | Equity | 4.27% |
| Tech Mahindra Ltd | Technology | Equity | 4.17% |
| State Bank of India | Financial | Equity | 4.16% |
| Delhivery Ltd | Industrials | Equity | 4.14% |
| HDFC Bank Ltd | Financial | Equity | 3.78% |
| Tata Motors Ltd | Industrials | Equity | 3.75% |
| Infosys Ltd | Technology | Equity | 3.62% |
Fund management
NI
Nidhi Chawla
Since 2017 · She joined SBI Mutual Fund in May 2007. She has been working as an equity research analyst covering various sectors including Real Estate, Infrastructure and Construction.
Ms. Chawla holds BBS degree and has also done MBE and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high riskometer-risk elss fund. Recovered from its worst fall in 5 months. Trailing its category average over 3Y by 2.5 points.
Strengths
- Recovered from its worst fall in 5 months.
- Same fund manager for 9+ years — the strategy has not chopped and changed.
Weaknesses
- Trailing its category average over 3Y by 2.5 points.
- Ranks 45 of 48 in its category over 1 year.
Ideal investor
- Needs a 5+ years (3-year lock-in) horizon to ride out its moderately high riskometer risk level.
- Good fit for SIPs — spreading purchases smooths out 15.6% volatility.
Risk drivers
- None