Sharpe ratio
-11.10Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.55%1Y Absolute Return
+0.03%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI Liquid Fund - DIRECT PLAN -GrowthFund 5Y annualised return | ₹8,55,288 | ₹7,32,612 | ₹1,22,676 | +6.42% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code119800
ISININF200K01UT4
BenchmarkNIFTY Liquid Index A-I
CategoryDebt Scheme - Liquid Fund
Expense ratio0.20%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹500 SIP
Return comparison
26th / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.84% | — | — |
| 3M | +6.26% | — | — |
| 6M | +6.65% | — | — |
| 1Y | +6.55% | — | -3.10% |
| 3Y | +6.87% | — | -0.91% |
| 5Y | +6.42% | — | -1.97% |
| 10Y | +6.06% | — | — |
| Since Launch | +6.78% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-33.38Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.17%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
39.51How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio114%
Debt114.10%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 136 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 37490 091 DAYS TBILL 10SP26 FV RS 100 | Financial | Treasury Bills | 6.9282% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 03SEP26 | Financial | Commercial Paper | 4.8437% |
| HDFC BANK LIMITED CD 07SEP26 | Financial | Certificate of Deposit | 4.1497% |
| GOVERNMENT OF INDIA 37370 091 DAYS TBILL 16JL26 FV RS 100 | Financial | Treasury Bills | 3.6313% |
| GOVERNMENT OF INDIA 37341 091 DAYS TBILL 09JL26 FV RS 100 | Financial | Treasury Bills | 2.963% |
| CANARA BANK CD 31AUG26 | Financial | Certificate of Deposit | 2.7696% |
| HDFC BANK LIMITED CD 10SEP26 | Financial | Certificate of Deposit | 2.4194% |
| LIC HOUSING FINANCE LTD 90D CP 27AUG26 | Financial | Commercial Paper | 2.0784% |
| PUNJAB NATIONAL BANK CD 01SEP26 | Financial | Certificate of Deposit | 2.0775% |
| INTERISE TRUST 91D CP 02SEP26 | Financial | Commercial Paper | 2.0749% |
Fund management
RA
Rajeev Radhakrishnan
Since 2023 · Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.
Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - liquid fund. NAV has been stable for its category — worst fall -0.17% with 0.2% volatility.
Strengths
- NAV has been stable for its category — worst fall -0.17% with 0.2% volatility.
- Ranks 26 of 360 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None