Sharpe ratio
0.31Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.19%1Y Absolute Return
-0.88%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI GOLD FUND- DIRECT PLAN - GROWTHFund 5Y annualised return | ₹12,66,905 | ₹7,32,612 | ₹5,34,293 | +21.48% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.10
₹1 Lakh since launch₹1.10 Lakh
Fund age13.9 yrs
Fund information
Scheme code119788
ISININF200K01RP8
BenchmarkDomestic Price of Gold
CategoryOther Scheme - FoF Domestic
Expense ratio0.24%
Exit loadExit load of 1% if redeemed within 15 days.
Minimum SIP₹500 SIP
Return comparison
36th / 286 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | -56.75% | — | — |
| 3M | -36.41% | — | — |
| 6M | -25.35% | — | — |
| 1Y | +6.19% | — | +3.60% |
| 3Y | +29.79% | — | +12.46% |
| 5Y | +21.48% | — | +9.17% |
| 10Y | +15.29% | — | — |
| Since Launch | +10.19% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.45Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
31.02%How much the fund’s returns fluctuate over time.
Very high volatility
Expect large price swings and higher risk.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.41How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Commodities98.28%
Cash1.72%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
2 of 3 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| SBI ETF Gold | Unspecified | Mutual Fund | 100.09% |
| Repo | Unspecified | Repo | 0.3% |
Fund management
VI
Viral Chhadva
Since 2026 · Prior to joining SBI Mutual Fund, he has worked with India Infoline Ltd. and ICICI Securities
Mr. Chhadva has done MFM (Finance) and CFA
PR
Pradeep Kesavan
Since 2023 · Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A high-risk other scheme - fof domestic fund. Ahead of its category average over 3Y by 17.3 points. Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Strengths
- Ahead of its category average over 3Y by 17.3 points.
- Ranks 36 of 286 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 3+ years horizon to ride out its high risk level.
- Good fit for SIPs — spreading purchases smooths out 31.0% volatility.
Risk drivers
- Top 10 holdings = 100% of the portfolio.
- Unspecified makes up 100% — trouble in that sector hits the whole fund.