Sharpe ratio
0.37Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.03%1Y Absolute Return
-0.05%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI Corporate Bond Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,52,125 | ₹7,32,612 | ₹1,19,513 | +6.27% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age7.8 yrs
Fund information
Scheme code146215
ISININF200KA1YR4
BenchmarkNifty Corporate Bond Index A-II
CategoryDebt Scheme - Corporate Bond Fund
Expense ratio0.37%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
43rd / 165 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.35% | — | — |
| 3M | +0.59% | — | — |
| 6M | +5.76% | — | — |
| 1Y | +4.03% | — | +1.25% |
| 3Y | +7.07% | — | +3.56% |
| 5Y | +6.27% | — | +2.78% |
| Since Launch | +7.08% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.69Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
1.32%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.44How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.59%
Cash2.41%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 89 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 37475 TN 03JU36 7.74 FV RS 100 | Unspecified | State Development Loan | 4.57% |
| PIPELINE INFRASTRUCTURE LIMITED SR 3 7.96 NCD 11MR29 FVRS1LAC | Industrials | Debenture | 4.24% |
| BROOKFIELD INDIA REAL ESTATE TRUST RR NCD 20DC30 FVRS1LAC | Real Estate | Debenture | 3.12% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN27 | Financial | Certificate of Deposit | 3.05% |
| STATE DEVELOPMENT LOAN 37493 GUJ 10JU37 7.63 FV RS 100 | Industrials | State Development Loan | 2.9% |
| SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 2.86% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 2.64% |
| INDIA UNIVERSAL TRUST AL1 SERIES A3 PTC 25SEP24 | Unspecified | Securitised Debt | 2.61% |
| LIC HOUSING FINANCE LTD TR 439 7.73 NCD 22MR34 FVRS 1LAC | Financial | Non Convertible Debenture | 2.61% |
| SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 2.58% |
Fund management
PR
Pradeep Kesavan
Since 2023 · Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
RA
Rajeev Radhakrishnan
Since 2019 · Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.
Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.
AR
Ardhendu Bhattacharya
Since 2023 · Prior to joining SBI Mutual Fund, he has worked with ICICI Bank and Citibank.
Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - corporate bond fund. Losses and swings stayed contained — worst fall -2.9%, volatility 1.3%. Ranks 43 of 165 in its category over 1 year.
Strengths
- Losses and swings stayed contained — worst fall -2.9%, volatility 1.3%.
- Recovered from its worst fall in 0 months.
- Same fund manager for 8+ years — the strategy has not chopped and changed.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- None