Sharpe ratio
0.61Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-2.18%1Y Absolute Return
-0.55%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI CONTRA FUND - DIRECT PLAN - GROWTHFund 5Y annualised return | ₹10,36,961 | ₹7,32,612 | ₹3,04,349 | +14.00% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.15
₹1 Lakh since launch₹1.15 Lakh
Fund age13.9 yrs
Fund information
Scheme code119835
ISININF200K01RA0
BenchmarkBSE 500 TRI
CategoryEquity Scheme - Contra Fund
Expense ratio0.84%
Exit loadExit load of 0.25% if redeemed within 30 days and 0.10% if redeemed after 30 days but on or before 90 days.
Minimum SIP₹500 SIP
Return comparison
7th / 12 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +119.71% | — | — |
| 3M | +2.76% | — | — |
| 6M | +7.73% | — | — |
| 1Y | -2.18% | — | -1.88% |
| 3Y | +11.67% | — | +13.02% |
| 5Y | +14.00% | — | +12.27% |
| 10Y | +15.94% | — | — |
| Since Launch | +15.18% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.83Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
12.59%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.34How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity94.30%
Debt3.83%
Real Estate0.97%
Hedged Equity0.49%
Cash0.40%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 98 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Repo | Unspecified | Repo | 7.7581% |
| NIFTY_28/07/2026 | Financial | Index Derivatives | 7.6053% |
| HDFC Bank Ltd | Financial | Equity | 5.1301% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.8404% |
| ICICI Bank Ltd | Financial | Equity | 4.321% |
| Biocon Ltd | Healthcare | Equity | 3.5393% |
| Torrent Power Ltd | Energy & Utilities | Equity | 2.6834% |
| Indus Towers Ltd | Technology | Equity | 2.657% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 2.6526% |
| Punjab National Bank | Financial | Equity | 2.6096% |
Fund management
DI
Dinesh Balachandran
Since 2018 · Prior to joining SBI Funds Management Pvt. Ltd. he has worked with Fidelity Investments, USA.
Mr.Dinesh is a B.Tech from IIT-B, M.S. from MIT USA and CFA.
PR
Pradeep Kesavan
Since 2023 · Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - contra fund. Ahead of its category average over 5Y by 1.7 points. Trailing its category average over 3Y by 1.4 points.
Strengths
- Ahead of its category average over 5Y by 1.7 points.
- Same fund manager for 8+ years — the strategy has not chopped and changed.
Weaknesses
- Trailing its category average over 3Y by 1.4 points.
- Has fallen sharply before — down -44.7% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 12.6% volatility.
Risk drivers
- None