Sharpe ratio
0.73Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.78%1Y Absolute Return
-0.11%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI Conservative Hybrid Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,88,215 | ₹7,32,612 | ₹1,55,603 | +7.94% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.10
₹1 Lakh since launch₹1.10 Lakh
Fund age13.8 yrs
Fund information
Scheme code119839
ISININF200K01TS8
BenchmarkNIFTY 50 Hybrid Composite Debt 15:85 Conservative
CategoryHybrid Scheme - Conservative Hybrid Fund
Expense ratio0.98%
Exit loadFor units in excess of 10% of the investment, 1% will be charged for redemption within 1 year
Minimum SIP₹500 SIP
Return comparison
9th / 104 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +15.30% | — | — |
| 3M | -0.17% | — | — |
| 6M | +5.11% | — | — |
| 1Y | +3.78% | — | -0.90% |
| 3Y | +8.51% | — | +3.51% |
| 5Y | +7.94% | — | +2.85% |
| 10Y | +8.87% | — | — |
| Since Launch | +9.56% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.04Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
4.12%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.80How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt74.17%
Equity24.35%
Cash1.48%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 107 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC | Energy & Utilities | Bonds/NCDs | 2.9654% |
| SUNDARAM FINANCE LIMITED SR X2 7.75 NCD 08AG28 FVRS1LAC | Financial | Bonds | 2.9653% |
| ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LAC | Energy & Utilities | Debenture | 2.9582% |
| JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC | Materials | Debenture | 2.9053% |
| JSW Kalinga Steel Ltd. | Materials | Debenture | 2.6334% |
| Torrent Power Ltd. | Energy & Utilities | Non Convertible Debenture | 2.4942% |
| STATE DEVELOPMENT LOAN 36779 TN 03DC55 7.52 FV RS 100 | Unspecified | State Development Loan | 2.4429% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 10MAR27 | Financial | Certificate of Deposit | 2.3525% |
| LIC HOUSING FINANCE LTD TR 454 7.58 NCD 23MR35 FVRS1LAC | Financial | Non Convertible Debenture | 2.2213% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD75 9.05 NCD 06MR32 FVRS1LAC | Financial | Non Convertible Debenture | 2.0089% |
Fund management
MA
Mansi Sajeja
Since 2021 · Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.
Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.
SA
Saurabh Pant
Since 2021 · He has been associated with SBI Mutual Fund since 2007.
Mr. Pant is a B.Com (H), MBE and CFA (Level III).
Compare similar funds
No comparable category funds are available yet.
Summary
A high-risk hybrid scheme - conservative hybrid fund. Ahead of its category average over 3Y by 5.0 points.
Strengths
- Ahead of its category average over 3Y by 5.0 points.
- Recovered from its worst fall in 4 months.
- Well spread out — top 10 holdings are only 6% of the portfolio.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
- Ranks 9 of 104 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 2–3+ years horizon to ride out its high risk level.
Risk drivers
- None