Sharpe ratio
0.44Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.57%1Y Absolute Return
-0.55%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI COMMA Fund - DIRECT PLAN - GrowthFund 5Y annualised return | ₹9,32,904 | ₹7,32,612 | ₹2,00,292 | +9.89% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.13
₹1 Lakh since launch₹1.13 Lakh
Fund age13.8 yrs
Fund information
Scheme code119705
ISININF200K01SB6
BenchmarkNIFTY Commodities TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio1.46%
Exit loadExit load of 0.50% if redeemed within 30 days.
Minimum SIP₹500 SIP
Return comparison
301st / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +47.02% | — | — |
| 3M | -8.63% | — | — |
| 6M | -3.32% | — | — |
| 1Y | +6.57% | — | +4.16% |
| 3Y | +14.28% | — | +12.54% |
| 5Y | +9.89% | — | +10.04% |
| 10Y | +14.97% | — | — |
| Since Launch | +13.47% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.60Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
15.04%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.33How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity94.57%
Cash5.17%
Debt0.26%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 44 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Tata Steel Ltd | Materials | Equity | 6.99% |
| Repo | Unspecified | Repo | 5.69% |
| JSW Steel Ltd | Materials | Equity | 5.33% |
| CESC Ltd | Energy & Utilities | Equity | 4.65% |
| Oil & Natural Gas Corporation Ltd | Energy & Utilities | Equity | 4.63% |
| Gokaldas Exports Ltd | Consumer Discretionary | Equity | 4.14% |
| Arvind Ltd | Consumer Discretionary | Equity | 3.88% |
| Steel Authority Of India Ltd | Materials | Equity | 3.54% |
| Ultratech Cement Ltd | Materials | Equity | 3.33% |
| Balrampur Chini Mills Ltd | Consumer Staples | Equity | 3.14% |
Fund management
DI
Dinesh Balachandran
Since 2024 · Prior to joining SBI Funds Management Pvt. Ltd. he has worked with Fidelity Investments, USA.
Mr.Dinesh is a B.Tech from IIT-B, M.S. from MIT USA and CFA.
PR
Pradeep Kesavan
Since 2023 · Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Ahead of its category average over 3Y by 1.7 points. Trailing its category average over 5Y by 0.2 points.
Strengths
- Ahead of its category average over 3Y by 1.7 points.
Weaknesses
- Trailing its category average over 5Y by 0.2 points.
- Has fallen sharply before — down -40.8% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.0% volatility.
Risk drivers
- Materials makes up 56% — trouble in that sector hits the whole fund.
- Corrections have been sharp — worst fall -40.8% with 15.0% volatility. Took 8 months to recover last time.