Sharpe ratio
0.98Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+8.04%1Y Absolute Return
-0.30%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI Children's Fund - Savings Plan - DIRECT PLAN - GROWTHFund 5Y annualised return | ₹9,30,543 | ₹7,32,612 | ₹1,97,931 | +9.79% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age13.8 yrs
Fund information
Scheme code119719
ISININF200K01QR6
BenchmarkNIFTY 50 Hybrid Composite Debt 15:85 Conservative
CategorySolution Oriented Scheme - Children s Fund
Expense ratio0.93%
Exit loadExit Load of 3% if redeemed within an year, 2% if redeemed within 2 years and 1% if redeemed within 3 years
Minimum SIP₹500 SIP
Return comparison
3rd / 35 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +1.03% | — | — |
| 3M | -0.68% | — | — |
| 6M | +12.13% | — | — |
| 1Y | +8.04% | — | +0.38% |
| 3Y | +10.98% | — | +9.53% |
| 5Y | +9.79% | — | +7.38% |
| 10Y | +11.17% | — | — |
| Since Launch | +11.88% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.46Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
4.66%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.82How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt66.53%
Equity22.55%
Cash10.72%
Real Estate0.20%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 43 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 10.1% |
| Repo | Unspecified | Repo | 9.52% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 7.12% |
| JSW Kalinga Steel Ltd. | Materials | Debenture | 3.55% |
| STATE DEVELOPMENT LOAN 37421 TN 06MY36 7.73 FV RS 100 | Unspecified | State Development Loan | 3.53% |
| STATE DEVELOPMENT LOAN 37386 RAJ 22AP36 7.64 FV RS 100 | Unspecified | State Development Loan | 3.49% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.49 BD 11JU29 FVRS1LAC | Financial | Bonds | 3.48% |
| STATE DEVELOPMENT LOAN 37136 RAJ 25FB33 7.44 FV RS 100 | Unspecified | State Development Loan | 3.47% |
| LODHA DEVELOPERS LIMITED 7.87 NCD 15SP29 FVRS1LAC | Real Estate | Debenture | 3.47% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 3.47% |
Fund management
RA
Rama Iyer Srinivasan
Since 2021 · Prior to joining SBI Mutual Fund he has worked with Principal AMC, Oppenheimer & Co, Indosuez WI Carr and Motilal Oswal.
Mr. Srinivasan is M.Com and MFM.
LO
Lokesh Mallya
Since 2025 · Prior to SBI Mutual Fund, he has worked with Aditya Birla Sun Life AMC as fund manager (Sept 2009-Sept 2014) and as Credit Analyst (July 2006 - Aug 2009).
Mr. Mallya is MBA and FRM.
PR
Pradeep Kesavan
Since 2023 · Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk solution oriented scheme - children s fund. Ahead of its category average over 3Y by 1.5 points.
Strengths
- Ahead of its category average over 3Y by 1.5 points.
- Losses and swings stayed contained — worst fall -14.4%, volatility 4.7%.
- Well spread out — top 10 holdings are only 11% of the portfolio.
- Same fund manager for 6+ years — the strategy has not chopped and changed.
- Ranks 3 of 35 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 3+ years horizon to ride out its moderately high risk level.
Risk drivers
- None