Sharpe ratio
0.58Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+1.19%1Y Absolute Return
-0.40%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| SBI Balanced Advantage Fund - Direct Plan - GrowthFund 5Y annualised return | ₹9,40,273 | ₹7,32,612 | ₹2,07,661 | +10.20% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.10
₹1 Lakh since launch₹1.10 Lakh
Fund age5.2 yrs
Fund information
Scheme code149134
ISININF200KA1Y73
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio0.86%
Exit loadFor units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Minimum SIP₹250 SIP
Return comparison
62nd / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +64.95% | — | — |
| 3M | -0.07% | — | — |
| 6M | +4.93% | — | — |
| 1Y | +1.19% | — | +0.31% |
| 3Y | +10.54% | — | +7.18% |
| 5Y | +10.20% | — | +6.13% |
| Since Launch | +10.38% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.84Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
7.90%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.40How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity54.72%
Debt24.93%
Hedged Equity15.02%
Cash3.13%
Real Estate2.20%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 195 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 15.0928% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.5597% |
| HDFC Bank Ltd | Financial | Equity | 4.0456% |
| ICICI Bank Ltd | Financial | Equity | 3.6341% |
| Repo | Unspecified | Repo | 2.6921% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.6464% |
| GAIL (India) Ltd | Energy & Utilities | Equity | 2.524% |
| GOVERNMENT OF INDIA 37177 364 DAYS TBILL 04MR27 FV RS 100 | Financial | Treasury Bills | 1.9746% |
| Axis Bank Ltd | Financial | Equity | 1.9289% |
| Tata Motors Ltd | Consumer Discretionary | Equity | 1.9146% |
Fund management
DI
Dinesh Balachandran
Since 2021 · Prior to joining SBI Funds Management Pvt. Ltd. he has worked with Fidelity Investments, USA.
Mr.Dinesh is a B.Tech from IIT-B, M.S. from MIT USA and CFA.
MA
Mansi Sajeja
Since 2023 · Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.
Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.
RA
Rajeev Radhakrishnan
Since 2023 · Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.
Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.
PR
Pradeep Kesavan
Since 2023 · Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 3.4 points. Ranks 62 of 145 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 3.4 points.
- Losses and swings stayed contained — worst fall -7.4%, volatility 7.9%.
- Recovered from its worst fall in 4 months.
- Well spread out — top 10 holdings are only 27% of the portfolio.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
Risk drivers
- None