Sharpe ratio
0.13Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.25%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| PGIM India Ultra Short Duration Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,58,041 | ₹7,32,612 | ₹1,25,429 | +6.55% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age10.7 yrs
Fund information
Scheme code138358
ISININF223J01QO7
BenchmarkCRISIL Ultra Short Duration Debt A-I Index
CategoryDebt Scheme - Ultra Short Duration Fund
Expense ratio0.35%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
46th / 209 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.74% | — | — |
| 3M | +5.91% | — | — |
| 6M | +6.88% | — | — |
| 1Y | +6.25% | — | +2.44% |
| 3Y | +7.02% | — | +2.87% |
| 5Y | +6.55% | — | +2.76% |
| 10Y | +7.19% | — | — |
| Since Launch | +7.30% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.23Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.41%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.24How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt99.19%
Cash0.81%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 22 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| AXIS BANK LIMITED CD 27NOV26 | Financial | Certificate of Deposit | 8.82% |
| Others CBLO | Unspecified | CBLO | 8.26% |
| INDIAN BANK CD 04DEC26 | Financial | Certificate of Deposit | 8.22% |
| KOTAK MAHINDRA BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 8.09% |
| ICICI Securities Ltd CP 03/08/2026 | Financial | Commercial Paper | 6.0% |
| ADITYA BIRLA MONEY LIMITED 91D CP 08SEP26 | Financial | Commercial Paper | 5.96% |
| CANARA BANK CD 22JAN27 | Financial | Certificate of Deposit | 5.82% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27 | Financial | Certificate of Deposit | 5.81% |
| Small Industries Dev Bank of India (18/02/2027) ** | Financial | Certificate of Deposit | 5.79% |
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 5.77% |
Fund management
AK
Akhil Dhar
Since 2026 · Prior to joining the PGIM MF, he was associated with IndusInd Bank Ltd, CARE Rating Ltd, India Ratings and Research Private Ltd.
PGDBM (Finance) and B.E (Electrical)
PU
Puneet Pal
Since 2022 · Prior to joining PGIM India Mutual Fund, he has worked with BNP Paribas AMC as Head Fixed Income, UTI AMC as Sr. Vice President & Fund Manager & TATA AMC as Fund Manager.
Mr. Pal is a B.Com (H) and MBA from SIBM Pune.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - ultra short duration fund. Recovered from its worst fall in 0 months. Top 10 holdings make up 69% — a handful of stocks can swing returns sharply.
Strengths
- Recovered from its worst fall in 0 months.
- Ranks 46 of 209 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 69% — a handful of stocks can swing returns sharply.
- Has fallen sharply before — down -30.3% at its worst.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 69% of the portfolio.
- Financial makes up 87% — trouble in that sector hits the whole fund.