Sharpe ratio
0.54Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.31%1Y Absolute Return
-0.33%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| PGIM India ELSS Tax Saver Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹9,37,174 | ₹7,32,612 | ₹2,04,562 | +10.07% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age10.9 yrs
Fund information
Scheme code135601
ISININF663L01FN5
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - ELSS
Expense ratio1.20%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
39th / 192 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +183.58% | — | — |
| 3M | +14.06% | — | — |
| 6M | +25.42% | — | — |
| 1Y | +3.31% | — | -0.21% |
| 3Y | +11.44% | — | +9.69% |
| 5Y | +10.07% | — | +7.74% |
| 10Y | +14.67% | — | — |
| Since Launch | +14.08% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.74Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.47%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.38How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity98.36%
Debt1.65%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 95 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 7.52% |
| ICICI Bank Ltd | Financial | Equity | 6.93% |
| Bharti Airtel Ltd | Technology | Equity | 3.86% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.42% |
| Bajaj Finance Ltd | Financial | Equity | 2.95% |
| State Bank of India | Financial | Equity | 2.6% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.51% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 2.31% |
| Varun Beverages Ltd | Consumer Staples | Equity | 2.23% |
| Zomato Ltd | Technology | Equity | 1.96% |
Fund management
AK
Akhil Dhar
Since 2026 · Prior to joining the PGIM MF, he was associated with IndusInd Bank Ltd, CARE Rating Ltd, India Ratings and Research Private Ltd.
PGDBM (Finance) and B.E (Electrical)
VI
Vinay Paharia
Since 2023 · Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.
UT
Utsav Mehta
Since 2024 · Prior to joining PGIM Mutual Fund, he has worked with Edelweiss Asset Management Ltd and Ambit Capital
Mr. Mehta has done B.Com and CFA
VI
Vivek Sharma
Since 2024 · Prior to joining PGIM India Asset Management Pvt. Ltd. - Equity Analyst and Asst. Fund Manager, he has worked with ICICI Securities Ltd. - Equity Analyst and JP Morgan Services India Pvt. Ltd.- Associate - Investment Banking.
Mr. Sharma is a PGDM Finance
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - elss fund. Ahead of its category average over 3Y by 1.7 points. Has fallen sharply before — down -36.7% at its worst.
Strengths
- Ahead of its category average over 3Y by 1.7 points.
- Ranks 39 of 192 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -36.7% at its worst.
Ideal investor
- Needs a 5+ years (3-year lock-in) horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.5% volatility.
Risk drivers
- None