Sharpe ratio
0.35Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+0.41%1Y Absolute Return
-0.47%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| PGIM India Balanced Advantage Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,87,993 | ₹7,32,612 | ₹1,55,381 | +7.93% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age5.8 yrs
Fund information
Scheme code148658
ISININF663L01V49
BenchmarkCRISIL Hybrid 50+50 Moderate Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio0.91%
Exit loadExit load of 0.5%, if redeemed within 90 days.
Minimum SIP₹1,000 SIP
Return comparison
73rd / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +132.34% | — | — |
| 3M | +5.86% | — | — |
| 6M | +12.34% | — | — |
| 1Y | +0.41% | — | +0.31% |
| 3Y | +9.06% | — | +7.18% |
| 5Y | +7.93% | — | +6.13% |
| Since Launch | +9.37% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.50Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
10.46%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.81How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity74.35%
Debt25.36%
Cash0.29%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 101 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 5.99% |
| ICICI Bank Ltd | Financial | Equity | 5.57% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.49% |
| Bharti Airtel Ltd | Technology | Equity | 3.13% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 2.93% |
| Others CBLO | Unspecified | CBLO | 2.45% |
| State Bank of India | Financial | Equity | 2.42% |
| Varun Beverages Ltd | Consumer Staples | Equity | 2.34% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 2.08% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.96% |
Fund management
AN
Anandha Padmanabhan Anjeneyan
Since 2023 · Prior to joining PGIM India Asset Management Pvt Ltd, he has worked with Renaissance Investment Managers Private Limited, Canara Robeco Asset Management Company Limited.
Mr. Anjeneyan is a B. Com, ACA, CFA, FRM
UT
Utsav Mehta
Since 2024 · Prior to joining PGIM Mutual Fund, he has worked with Edelweiss Asset Management Ltd and Ambit Capital
Mr. Mehta has done B.Com and CFA
PU
Puneet Pal
Since 2021 · Prior to joining PGIM India Mutual Fund, he has worked with BNP Paribas AMC as Head Fixed Income, UTI AMC as Sr. Vice President & Fund Manager & TATA AMC as Fund Manager.
Mr. Pal is a B.Com (H) and MBA from SIBM Pune.
VI
Vinay Paharia
Since 2023 · Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 1.9 points. Ranks 73 of 145 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 1.9 points.
- Losses and swings stayed contained — worst fall -11.6%, volatility 10.5%.
- Recovered from its worst fall in 2 months.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 10.5% volatility.
Risk drivers
- None