Sharpe ratio
0.81Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-5.38%1Y Absolute Return
-0.57%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Parag Parikh ELSS Tax Saver Fund- Direct GrowthFund 5Y annualised return | ₹9,58,659 | ₹7,32,612 | ₹2,26,047 | +10.96% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.18
₹1 Lakh since launch₹1.18 Lakh
Fund age7.3 yrs
Fund information
Scheme code147481
ISININF879O01100
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - ELSS
Expense ratio0.67%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
173rd / 192 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +91.22% | — | — |
| 3M | +4.30% | — | — |
| 6M | +6.74% | — | — |
| 1Y | -5.38% | — | -0.21% |
| 3Y | +9.61% | — | +9.69% |
| 5Y | +10.96% | — | +7.74% |
| Since Launch | +17.53% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.12Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
11.48%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.59How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity91.65%
Real Estate4.92%
Cash3.17%
Debt0.26%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 47 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 8.23% |
| Power Grid Corporation of India Ltd | Energy & Utilities | Equity | 6.98% |
| Bajaj Holdings & Investment Ltd | Financial | Equity | 6.68% |
| Coal India Ltd | Materials | Equity | 6.44% |
| ITC Ltd | Consumer Staples | Equity | 5.29% |
| Maharashtra Scooters Ltd | Consumer Discretionary | Equity | 5.28% |
| ICICI Bank Ltd | Financial | Equity | 5.0% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 4.27% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 4.01% |
| Axis Bank Ltd | Financial | Equity | 3.84% |
Fund management
RA
Raunak Onkar
Since 2019 · He joined PPFAS as a research analyst. He was appointed as Head- research in the year 2011. He is working with the company as an Associate Fund Manager.
Mr.Onkar is an MMS (Finance) from the University of Mumbai.
RU
Rukun Tarachandani
Since 2022 · Prior to joining PPFAS Mutual Fund, he has worked with Kotak Mutual Fund, Goldman Sachs, Unnati Investment Management & Research Group.
Mr. Tarachandani has done B Tech (Information Technology), PGPM (Finance), CFA and CQF.
RA
Rajeev Thakkar
Since 2019 · He has been associated with PPFAS AMC since 2013.
Mr.Thakkar is a Chartered Accountant, Cost Accountant, CFA, and CFP.
RA
Raj Mehta
Since 2019 · Beginning his career as an intern with PPFAS Mutual Fund in 2012, he swiftly moved up the ranks, and is currently part of the Fund Management team.
Mr. Mehta is a Commerce Graduate from University of Mumbai (N.M. College) ; Fellow Member of Institute of Chartered Accountants of India (ICAI) ; CFA Charter Holder.
AI
Aishwarya Dhar
Since 2025 · Prior to joining the PPFAS MF, she was associated with TATA AIA Life Insurance Co. Ltd, ManipalCigna Health Insurance Co. Ltd,
MBA - Finance
TE
Tejas Soman
Since 2025 · Prior to joining PPFAS Mutual Fund, he was associated with SBI MF, Yes Bank Limited, STCI Primary Dealership and PricewaterhouseCoopers
Mr. Soman has done B.Com from University of Mumbai and Post Graduate Program in Securities Markets - From ‘NISM’
Compare similar funds
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Summary
A very high-risk equity scheme - elss fund. Ahead of its category average over 5Y by 3.2 points. Trailing its category average over 3Y by 0.1 points.
Strengths
- Ahead of its category average over 5Y by 3.2 points.
- Recovered from its worst fall in 4 months.
- Same fund manager for 7+ years — the strategy has not chopped and changed.
Weaknesses
- Trailing its category average over 3Y by 0.1 points.
- Ranks 173 of 192 in its category over 1 year.
Ideal investor
- Needs a 5+ years (3-year lock-in) horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 11.5% volatility.
Risk drivers
- None