Sharpe ratio
0.11Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.09%1Y Absolute Return
-0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Low Duration Fund - Direct Plan Growth Plan - Bonus OptionFund 5Y annualised return | ₹8,63,155 | ₹7,32,612 | ₹1,30,543 | +6.79% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.8 yrs
Fund information
Scheme code118702
ISININF204K01G03
BenchmarkNIFTY Low Duration Debt Index
CategoryDebt Scheme - Low Duration Fund
Expense ratio—
Exit load—
Minimum SIP—
Return comparison
11th / 226 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.84% | — | — |
| 3M | +5.08% | — | — |
| 6M | +6.92% | — | — |
| 1Y | +6.09% | — | +2.45% |
| 3Y | +7.38% | — | +3.20% |
| 5Y | +6.79% | — | +3.00% |
| 10Y | +6.92% | — | — |
| Since Launch | +6.72% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.12Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.64%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.64How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio103%
Debt102.69%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 92 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 5.5% |
| GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100 | Financial | Treasury Bills | 5.36% |
| REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LAC | Financial | Debenture | 2.83% |
| POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LAC | Financial | Debenture | 2.71% |
| RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 2.65% |
| POWER FINANCE CORPORATION LIMITED SR 253 6.73 BD 15OT27 FVRS1LAC | Financial | Bonds/NCDs | 2.36% |
| LIQUID GOLD SERIES 18 SERIES A PTC 12FEB26 | Unspecified | Securitised Debt | 2.13% |
| TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED SR I 2024-25 A 9.35 NCD 31DC27 FVRS1LAC | Unspecified | Debenture | 2.05% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR G 8 NCD 03NV27 FVRS10LAC | Financial | Bonds | 2.04% |
| TRUHOME FINANCE LIMITED SR 39 7.9 NCD 08AG28 FVRS1LAC | Financial | Non Convertible Debenture | 2.02% |
Fund management
VI
Vivek Sharma
Since 2020 · He has been associated with Nippon India Mutual Fund since 2006.
Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance).
AM
Amber Singhania
Since 2026 · Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
MMS Finance (Mumbai University)
KI
Kinjal Desai
Since 2026 · She has been working with Nippon India Mutual Fund since year, 2012
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Compare similar funds
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Summary
A very high-risk debt scheme - low duration fund. Well spread out — top 10 holdings are only 30% of the portfolio. Has fallen sharply before — down -10.5% at its worst.
Strengths
- Well spread out — top 10 holdings are only 30% of the portfolio.
- Same fund manager for 7+ years — the strategy has not chopped and changed.
- Ranks 11 of 226 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -10.5% at its worst.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its very high risk level.
Risk drivers
- Financial makes up 75% — trouble in that sector hits the whole fund.