Sharpe ratio
0.08Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.89%1Y Absolute Return
-0.00%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Ultra Short Duration Fund- Direct Plan- Growth OptionFund 5Y annualised return | ₹8,68,955 | ₹7,32,612 | ₹1,36,343 | +7.06% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age8.5 yrs
Fund information
Scheme code143494
ISININF204K01YH3
BenchmarkCRISIL Ultra Short Duration Debt A-I Index
CategoryDebt Scheme - Ultra Short Duration Fund
Expense ratio0.34%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
4th / 209 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.16% | — | — |
| 3M | +6.39% | — | — |
| 6M | +7.34% | — | — |
| 1Y | +6.89% | — | +2.44% |
| 3Y | +7.54% | — | +2.87% |
| 5Y | +7.06% | — | +2.76% |
| Since Launch | +6.60% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.10Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.45%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.26How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.37%
Cash2.63%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 105 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 37115 182 DAYS TBILL 27AG26 FV RS 100 | Financial | Treasury Bills | 3.89% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | Debenture | 3.41% |
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 2.83% |
| GOVERNMENT OF INDIA 37410 091 DAYS TBILL 30JL26 FV RS 100 | Financial | Treasury Bills | 2.69% |
| GOVERNMENT OF INDIA 37185 182 DAYS TBILL 10SP26 FV RS 100 | Financial | Treasury Bills | 2.43% |
| AU SMALL FINANCE BANK LIMITED CD 18SEP26 | Financial | Certificate of Deposit | 2.42% |
| INDIAN BANK CD 27OCT26 | Financial | Certificate of Deposit | 2.4% |
| VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LAC | Materials | Debenture | 2.36% |
| INDIA GRID TRUST SR M 6.72 LOA 14SP26 FVRS10LAC | Industrials | Non Convertible Debenture | 2.35% |
| Repo | Unspecified | Repo | 2.28% |
Fund management
AM
Amber Singhania
Since 2026 · Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
MMS Finance (Mumbai University)
VI
Vivek Sharma
Since 2013 · He has been associated with Nippon India Mutual Fund since 2006.
Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance).
KI
Kinjal Desai
Since 2026 · She has been working with Nippon India Mutual Fund since year, 2012
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Compare similar funds
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Summary
A moderate-risk debt scheme - ultra short duration fund. Well spread out — top 10 holdings are only 27% of the portfolio. Financial makes up 77% — trouble in that sector hits the whole fund.
Strengths
- Well spread out — top 10 holdings are only 27% of the portfolio.
- Same fund manager for 13+ years — the strategy has not chopped and changed.
- Ranks 4 of 209 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 77% — trouble in that sector hits the whole fund.