Sharpe ratio
0.19Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.46%1Y Absolute Return
+0.00%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Money Market Fund - Direct Plan Growth Plan - Bonus OptionFund 5Y annualised return | ₹8,64,440 | ₹7,32,612 | ₹1,31,828 | +6.85% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.8 yrs
Fund information
Scheme code118715
ISININF204K01G11
BenchmarkCRISIL Money Market A-I Index
CategoryDebt Scheme - Money Market Fund
Expense ratio—
Exit load—
Minimum SIP—
Return comparison
27th / 186 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.60% | — | — |
| 3M | +6.03% | — | — |
| 6M | +7.24% | — | — |
| 1Y | +6.46% | — | +2.65% |
| 3Y | +7.36% | — | +3.43% |
| 5Y | +6.85% | — | +3.19% |
| 10Y | +6.75% | — | — |
| Since Launch | +7.28% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.53Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.54%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
8.40How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio101%
Debt101.39%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 139 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| PUNJAB NATIONAL BANK CD 09MAR27 | Financial | Certificate of Deposit | 3.37% |
| INDUSIND BANK LTD. CD 28JAN27 | Financial | Certificate of Deposit | 3.28% |
| HDFC BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 2.87% |
| GOVERNMENT OF INDIA 37115 182 DAYS TBILL 27AG26 FV RS 100 | Financial | Treasury Bills | 2.26% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27 | Financial | Commercial Paper | 2.18% |
| UCO BANK CD 23FEB27 | Financial | Certificate of Deposit | 2.18% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 10MAR27 | Financial | Certificate of Deposit | 2.06% |
| GOVERNMENT OF INDIA 37176 182 DAYS TBILL 03SP26 FV RS 100 | Financial | Treasury Bills | 2.03% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 14JAN27 | Financial | Certificate of Deposit | 1.97% |
| IDFC FIRST BANK LIMITED CD 08FEB27 | Financial | Certificate of Deposit | 1.75% |
Fund management
AM
Amber Singhania
Since 2026 · Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
MMS Finance (Mumbai University)
KI
Kinjal Desai
Since 2026 · She has been working with Nippon India Mutual Fund since year, 2012
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
VI
Vikash Agarwal
Since 2024 · Prior to joining Nippon AMC, he has worked with HDFC AMC, Larsen & Toubro Ltd.
Mr. Agarwal is a B.Com., CA, CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk debt scheme - money market fund. Ranks 27 of 186 in its category over 1 year.
Strengths
- Ranks 27 of 186 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None