Sharpe ratio
-0.17Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+3.89%1Y Absolute Return
-0.27%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Medium to Long Duration Fund - Direct Plan Growth Plan-Bonus OptionFund 5Y annualised return | ₹8,47,096 | ₹7,32,612 | ₹1,14,484 | +6.03% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.04
₹1 Lakh since launch₹1.04 Lakh
Fund age13.8 yrs
Fund information
Scheme code118679
ISININF204K01F38
BenchmarkCRISIL Medium to Long Duration Debt Index
CategoryDebt Scheme - Medium to Long Duration Fund
Expense ratio—
Exit load—
Minimum SIP—
Return comparison
11th / 101 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +12.42% | — | — |
| 3M | -3.46% | — | — |
| 6M | +5.85% | — | — |
| 1Y | +3.89% | — | +1.72% |
| 3Y | +6.62% | — | +4.29% |
| 5Y | +6.03% | — | +4.03% |
| 10Y | +6.79% | — | — |
| Since Launch | +3.76% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.18Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
2.58%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.09How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt94.64%
Cash5.36%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 19 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 37133 MH 25FB37 7.48 FV RS 100 | Unspecified | State Development Loan | 13.82% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 10.3% |
| GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 | Entities | GOI Securities | 9.44% |
| STATE DEVELOPMENT LOAN 37039 UP 04FB37 7.60 FV RS 100 | Unspecified | State Development Loan | 8.36% |
| STATE DEVELOPMENT LOAN 31431 TN 02MR30 7.03 FV RS 100 | Unspecified | State Development Loan | 8.35% |
| STATE DEVELOPMENT LOAN 22883 UP 24MR30 7.93 FV RS 100 | Unspecified | State Development Loan | 7.14% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 6.94% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 6.79% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 6.74% |
| STATE DEVELOPMENT LOAN 35953 AP 07MY36 6.79 FV RS 100 | Financial | State Development Loan | 6.59% |
Fund management
VI
Vivek Sharma
Since 2020 · He has been associated with Nippon India Mutual Fund since 2006.
Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance).
KI
Kinjal Desai
Since 2026 · She has been working with Nippon India Mutual Fund since year, 2012
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
AM
Amber Singhania
Since 2026 · Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
MMS Finance (Mumbai University)
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Summary
A very high-risk debt scheme - medium to long duration fund. Same fund manager for 7+ years — the strategy has not chopped and changed. Top 10 holdings make up 84% — a handful of stocks can swing returns sharply.
Strengths
- Same fund manager for 7+ years — the strategy has not chopped and changed.
- Ranks 11 of 101 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 84% — a handful of stocks can swing returns sharply.
- Has fallen sharply before — down -40.2% at its worst.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its very high risk level.
Risk drivers
- Top 10 holdings = 84% of the portfolio.