Sharpe ratio
-0.11Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+5.18%1Y Absolute Return
-0.08%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Medium Duration Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,64,654 | ₹7,32,612 | ₹1,32,042 | +6.86% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.05
₹1 Lakh since launch₹1.05 Lakh
Fund age12.4 yrs
Fund information
Scheme code130050
ISININF204KA1QF1
BenchmarkCRISIL Medium Duration Debt A-III Index
CategoryDebt Scheme - Medium Duration Fund
Expense ratio0.51%
Exit loadExit load of 1% if redeemed within 12 months
Minimum SIP₹100 SIP
Return comparison
12th / 83 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.85% | — | — |
| 3M | +0.66% | — | — |
| 6M | +6.48% | — | — |
| 1Y | +5.18% | — | +1.91% |
| 3Y | +8.30% | — | +4.03% |
| 5Y | +6.86% | — | +3.85% |
| 10Y | +3.51% | — | — |
| Since Launch | +5.06% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.12Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
1.50%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.17How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt94.60%
Cash5.40%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 35 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 6.68% |
| PUNJAB NATIONAL BANK CD 12MAR27 | Financial | Certificate of Deposit | 6.35% |
| Repo | Unspecified | Repo | 3.77% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 192 BD 01DC35 FVRS1LAC | Financial | Bonds | 3.62% |
| REC LIMITED SR 178 8.80 BD 14MY29 FVRS10LAC | Financial | Debenture | 3.47% |
| GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100 | Entities | GOI Securities | 3.43% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 3.4% |
| ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED SR IV D 9.15 BD 30NV29 FVRS1LAC | Consumer Staples | Bonds | 3.37% |
| SHRIRAM HOUSING FINANCE LIMITED SR 35 9.25 NCD 04OT27 FVRS1LAC | Financial | Non Convertible Debenture | 3.37% |
| CENTURY TEXTILES AND INDUSTRIES LIMITED 8.55 NCD 30AG29 FVRS1LAC | Materials | Non Convertible Debenture | 3.36% |
Fund management
SU
Sushil Budhia
Since 2020 · Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.
Mr. Budhia has done CA
KI
Kinjal Desai
Since 2018 · She has been working with Nippon India Mutual Fund since year, 2012
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
AM
Amber Singhania
Since 2026 · Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
MMS Finance (Mumbai University)
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk debt scheme - medium duration fund. Same fund manager for 8+ years — the strategy has not chopped and changed. Has fallen sharply before — down -29.8% at its worst.
Strengths
- Same fund manager for 8+ years — the strategy has not chopped and changed.
- Ranks 12 of 83 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -29.8% at its worst.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderately high risk level.
Risk drivers
- None