Sharpe ratio
-5.27Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.62%1Y Absolute Return
+0.04%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Liquid Fund - Direct Plan Growth Plan - Growth OptionFund 5Y annualised return | ₹8,56,557 | ₹7,32,612 | ₹1,23,945 | +6.48% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code118701
ISININF204K01ZH0
BenchmarkNIFTY Liquid Index A-I
CategoryDebt Scheme - Liquid Fund
Expense ratio0.20%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹100 SIP
Return comparison
11th / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.87% | — | — |
| 3M | +6.36% | — | — |
| 6M | +6.72% | — | — |
| 1Y | +6.62% | — | -3.10% |
| 3Y | +6.95% | — | -0.91% |
| 5Y | +6.48% | — | -1.97% |
| 10Y | +6.15% | — | — |
| Since Launch | +6.87% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-14.84Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.20%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
28.52How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio114%
Debt113.82%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 156 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| 91 Days Tbill (MD 17/09/2026) | Financial | Treasury Bills | 3.31% |
| Small Industries Development Bank Of India (21/09/2026) ** | Financial | Commercial Paper | 3.3% |
| Reliance Retail Ventures Ltd** | Diversified | Commercial Paper | 2.75% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 83D CP 01JUL26 | Financial | Commercial Paper | 2.65% |
| GOVERNMENT OF INDIA 37391 091 DAYS TBILL 23JL26 FV RS 100 | Financial | Treasury Bills | 2.64% |
| IDBI BANK LIMITED CD 11AUG26 | Financial | Certificate of Deposit | 2.08% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 08SEP26 | Financial | Commercial Paper | 2.07% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 09SEP26 | Financial | Commercial Paper | 2.07% |
| 182 DAYS TREASURY BILL MD 23/07/2026 | Financial | Treasury Bills | 1.97% |
| HDFC BANK LIMITED CD 10SEP26 | Financial | Certificate of Deposit | 1.79% |
Fund management
AM
Amber Singhania
Since 2026 · Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
MMS Finance (Mumbai University)
KI
Kinjal Desai
Since 2026 · She has been working with Nippon India Mutual Fund since year, 2012
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
VI
Vikash Agarwal
Since 2024 · Prior to joining Nippon AMC, he has worked with HDFC AMC, Larsen & Toubro Ltd.
Mr. Agarwal is a B.Com., CA, CFA
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Summary
A moderate-risk debt scheme - liquid fund. Ranks 11 of 360 in its category over 1 year.
Strengths
- Ranks 11 of 360 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None