Sharpe ratio
1.02Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+4.67%1Y Absolute Return
-0.04%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Floater Fund - Direct Plan Growth Plan - Growth OptionFund 5Y annualised return | ₹8,58,891 | ₹7,32,612 | ₹1,26,279 | +6.59% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code118656
ISININF204K01E05
BenchmarkNIFTY SD Debt Index A-II
CategoryDebt Scheme - Floater Fund
Expense ratio0.36%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
56th / 100 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.30% | — | — |
| 3M | +1.54% | — | — |
| 6M | +5.99% | — | — |
| 1Y | +4.67% | — | +3.13% |
| 3Y | +7.31% | — | +4.47% |
| 5Y | +6.59% | — | +3.97% |
| 10Y | +7.14% | — | — |
| Since Launch | +7.77% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.85Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.17%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.94How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt95.81%
Cash4.19%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 111 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| PIPELINE INFRASTRUCTURE LIMITED SR 3 7.96 NCD 11MR29 FVRS1LAC | Industrials | Debenture | 3.37% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC | Financial | Non Convertible Debenture | 3.33% |
| Net Current Assets | Unspecified | Net Current Assets | 2.94% |
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC | Financial | Debenture | 2.64% |
| SUMMIT DIGITEL INFRASTRUCTURE LIMITED 8.19 NCD 01NV26 FVRS1LAC | Technology | Non Convertible Debenture | 2.63% |
| SUNDARAM HOME FINANCE LIMITED SR 329 NCD 27OT27 FVRS10LAC | Financial | Debenture | 2.63% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LAC | Financial | Bonds | 2.39% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SERIES GOI-V 8.54 BD 15NV28 FVRS10LAC | Financial | Debenture | 2.18% |
| SUMMIT DIGITEL INFRASTRUCTURE PRIVATE LIMITED 7.40 NCD 28SP28 FVRS10LAC | Technology | Debenture | 2.1% |
| STATE DEVELOPMENT LOAN 37420 TN 06MY32 7.50 FV RS 100 | Unspecified | State Development Loan | 2.0% |
Fund management
AM
Amber Singhania
Since 2026 · Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
MMS Finance (Mumbai University)
KI
Kinjal Desai
Since 2026 · She has been working with Nippon India Mutual Fund since year, 2012
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
VI
Vikash Agarwal
Since 2024 · Prior to joining Nippon AMC, he has worked with HDFC AMC, Larsen & Toubro Ltd.
Mr. Agarwal is a B.Com., CA, CFA
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Summary
A moderate-risk debt scheme - floater fund. Losses and swings stayed contained — worst fall -2.6%, volatility 1.2%. Financial makes up 50% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -2.6%, volatility 1.2%.
- Recovered from its worst fall in 1 months.
- Well spread out — top 10 holdings are only 26% of the portfolio.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 50% — trouble in that sector hits the whole fund.