Sharpe ratio
0.42Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+1.33%1Y Absolute Return
-0.38%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth OptionFund 5Y annualised return | ₹9,41,469 | ₹7,32,612 | ₹2,08,857 | +10.25% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age5.2 yrs
Fund information
Scheme code149094
ISININF204KC1121
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Flexi Cap Fund
Expense ratio0.65%
Exit loadExit load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days
Minimum SIP₹100 SIP
Return comparison
96th / 175 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +126.08% | — | — |
| 3M | +0.59% | — | — |
| 6M | +14.73% | — | — |
| 1Y | +1.33% | — | +2.11% |
| 3Y | +10.96% | — | +11.41% |
| 5Y | +10.25% | — | +8.78% |
| Since Launch | +11.97% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.57Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
15.41%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.60How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 93 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 7.2831% |
| HDFC Bank Ltd | Financial | Equity | 5.8502% |
| Axis Bank Ltd | Financial | Equity | 3.7165% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.5473% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.6214% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 2.5854% |
| Bajaj Finance Ltd | Financial | Equity | 2.1932% |
| Bharti Airtel Ltd | Technology | Equity | 2.0251% |
| State Bank of India | Financial | Equity | 2.021% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 1.9978% |
Fund management
AM
Amber Singhania
Since 2026 · Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
MMS Finance (Mumbai University)
KI
Kinjal Desai
Since 2021 · She has been working with Nippon India Mutual Fund since year, 2012
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
ME
Meenakshi Dawar
Since 2022 · Prior to joining Nippon India Mutual Fund had worked with IDFC Mutual Fund. She has worked in institutional equities sales and research division on sell side.
Ms. Dawar is a B.Tech from IGIT New Delhi and PGDM from IIM Ahmedabad.
DH
Dhrumil Shah
Since 2021 · Prior to joining Nippon India Mutual Fund, he has worked with Birla Sun Life Insurance as AVP Investments, Equity Fund Management and Research and ASK investment Managers as Portfolio Manager, Equity Fund Management and Research.
Mr. Shah is B.com and C.A
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - flexi cap fund. Ahead of its category average over 5Y by 1.5 points. Trailing its category average over 3Y by 0.5 points.
Strengths
- Ahead of its category average over 5Y by 1.5 points.
- Losses and swings stayed contained — worst fall -19.8%, volatility 15.4%.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
Weaknesses
- Trailing its category average over 3Y by 0.5 points.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.4% volatility.
Risk drivers
- None