Sharpe ratio
3.05Return earned for the risk taken.
Excellent
Excellent risk-adjusted returns. The fund has rewarded investors exceptionally well for the risk taken.
+7.50%1Y Absolute Return
-0.03%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Fixed Maturity Plan-XLV-Series 5-Direct Plan-Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹9,00,309 | ₹7,32,612 | ₹1,67,697 | +8.48% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age3.6 yrs
Fund information
Scheme code151708
ISININF204KC1BJ3
BenchmarkCRISIL Medium Term Debt Index
CategoryIncome
Expense ratio0.10%
Exit loadNil
Minimum SIP₹5,000
Return comparison
1st / 98 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +8.83% | — | — |
| 3M | +4.79% | — | — |
| 6M | +7.80% | — | — |
| 1Y | +7.50% | — | +4.51% |
| 3Y | +8.48% | — | +6.55% |
| Since Launch | +8.57% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
7.10Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.91%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
27.92How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Not disclosed in the latest portfolio.
Top holdings
10 of 17 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| LIC HOUSING FINANCE LIMITED SR TRANCHE 386 7.99 LOA 12JL29 FVRS10LAC | Financial | Non Convertible Debenture | 8.45% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC | Financial | Non Convertible Debenture | 8.4% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC | Financial | Bonds/NCDs | 8.36% |
| KNOWLEDGE REALTY TRUST 7.5378 NCD 08MY29 FVRS1LAC | Real Estate | Non Convertible Debenture | 8.36% |
| TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED SR I 2024-25 B 9.35 NCD 29DC28 FVRS1LAC | Unspecified | Debenture | 7.64% |
| ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED SR IV C 9.15 BD 30NV28 FVRS1LAC | Consumer Staples | Bonds | 7.61% |
| VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC | Materials | Debenture | 7.59% |
| ADANI AIRPORT HOLDINGS LIMITED 8.45 NCD 12FB29 FVRS1LAC | Industrials | Bonds/Debentures | 7.53% |
| MUTHOOT FINCORP LIMITED SR II TR III 8.65 NCD 12MY29 FVRS1000 | Financial | Non Convertible Debenture | 7.45% |
| GODREJ PROPERTIES LIMITED SR 2 8.55 NCD 26JL29 FVRS1LAC | Real Estate | Bonds | 6.79% |
Fund management
VI
Vikash Agarwal
Since 2024 · Prior to joining Nippon AMC, he has worked with HDFC AMC, Larsen & Toubro Ltd.
Mr. Agarwal is a B.Com., CA, CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A high-risk income fund. Ahead of its category average over 3Y by 1.9 points. Top 10 holdings make up 78% — a handful of stocks can swing returns sharply.
Strengths
- Ahead of its category average over 3Y by 1.9 points.
- Losses and swings stayed contained — worst fall -0.3%, volatility 0.9%.
- Recovered from its worst fall in 0 months.
- Ranks 1 of 98 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 78% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 3+ years horizon to ride out its high risk level.
Risk drivers
- Top 10 holdings = 78% of the portfolio.