Sharpe ratio
-0.11Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+5.69%1Y Absolute Return
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Fixed Maturity Plan - XLIII - Series 1- Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹8,72,850 | ₹7,32,612 | ₹1,40,238 | +7.24% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age4.8 yrs
Fund information
Scheme code149129
ISININF204KC1170
BenchmarkCRISIL Medium Term Debt Index
CategoryIncome
Expense ratio0.15%
Exit loadNil
Minimum SIP₹5,000
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.51% | — | — |
| 3M | +5.61% | — | — |
| 6M | +5.58% | — | — |
| 1Y | +5.69% | — | +4.51% |
| 3Y | +7.24% | — | +6.55% |
| Since Launch | +6.26% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.16Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.30%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.93How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Not disclosed in the latest portfolio.
Top holdings
10 of 16 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 18527 TN 15JU26 8.07 FV RS 100 8.07 15/06/2026 | Unspecified | State Development Loan | 32.73% |
| Maharashtra State SDL 8.08 15/06/2026 | Unspecified | State Development Loan | 32.71% |
| Haryana State SDL 8.18 15/06/2026 | Unspecified | State Development Loan | 8.49% |
| Maharashtra State SDL 7.96 29/06/2026 | Unspecified | State Development Loan | 7.04% |
| Gujarat State SDL 8.05 15/06/2026 | Industrials | State Development Loan | 4.14% |
| 0% GOI - 16JUN26 STRIPS | Entities | GOI Securities | 3.98% |
| CENTRAL GOVERNMENT LOAN 22085 GS 12JU26 C STRIPS FV RS 100 | Entities | GOI Securities | 3.3% |
| Net Current Assets | Unspecified | Net Current Assets | 3.22% |
| Repo | Unspecified | Repo | 1.63% |
| Rajasthan State SDL 8.07 15/06/2026 | Unspecified | State Development Loan | 0.88% |
Fund management
AM
Amit Tripathi
Tenure unavailable · Experience unavailable
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk income fund. Ahead of its category average over 3Y by 0.7 points. Top 10 holdings make up 98% — a handful of stocks can swing returns sharply.
Strengths
- Ahead of its category average over 3Y by 0.7 points.
- Losses and swings stayed contained — worst fall -3.2%, volatility 0.3%.
- Recovered from its worst fall in 3 months.
Weaknesses
- Top 10 holdings make up 98% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 3+ years horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 98% of the portfolio.