Sharpe ratio
-0.11Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+2.92%1Y Absolute Return
-0.24%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Equity Savings Fund- Direct Plan- Growth Plan- Bonus OptionFund 5Y annualised return | ₹8,63,155 | ₹7,32,612 | ₹1,30,543 | +6.79% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age11.4 yrs
Fund information
Scheme code134595
ISININF204KA1W85
BenchmarkNIFTY Equity Savings Index
CategoryHybrid Scheme - Equity Savings
Expense ratio—
Exit load—
Minimum SIP—
Return comparison
48th / 131 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +45.25% | — | — |
| 3M | +2.32% | — | — |
| 6M | +5.50% | — | — |
| 1Y | +2.92% | — | +1.29% |
| 3Y | +7.22% | — | +5.55% |
| 5Y | +6.79% | — | +4.44% |
| 10Y | +5.38% | — | — |
| Since Launch | +5.51% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.15Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
4.38%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.17How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Hedged Equity43.90%
Equity27.76%
Debt23.95%
Cash4.39%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 98 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 44.6051% |
| ICICI Bank Ltd | Financial | Equity | 9.3989% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 7.457% |
| HDFC Bank Ltd | Financial | Equity | 7.1115% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.7596% |
| Bharti Airtel Ltd | Technology | Equity | 4.4825% |
| GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100 | Entities | GOI Securities | 4.3363% |
| Zomato Ltd | Technology | Equity | 4.3235% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 4.3146% |
| Axis Bank Ltd | Financial | Equity | 3.0938% |
Fund management
AM
Amber Singhania
Since 2026 · Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
MMS Finance (Mumbai University)
HE
Herin Visaria
Since 2025 · Prior to joining Nippon Mutual Fund, he has worked with Motilal Oswal MF, Motilal Oswal Securities Limited in Institutional Derivatives Research from Jan 2008 to Nov 2013, Religare Capital Markets Ltd in Institutional Derivatives Dealing from Dec 2013 to Aug 2017 & with Bank of Baroda Capital Markets Ltd. in Institutional Sales Trading from Sep 2017 to Mar 2018.
Mr. Herin has done B.com from Mumbai University
DH
Dhrumil Shah
Since 2026 · Prior to joining Nippon India Mutual Fund, he has worked with Birla Sun Life Insurance as AVP Investments, Equity Fund Management and Research and ASK investment Managers as Portfolio Manager, Equity Fund Management and Research.
Mr. Shah is B.com and C.A
KI
Kinjal Desai
Since 2018 · She has been working with Nippon India Mutual Fund since year, 2012
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
SU
Sushil Budhia
Since 2020 · Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.
Mr. Budhia has done CA
Compare similar funds
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Summary
A very high-risk hybrid scheme - equity savings fund. Ahead of its category average over 3Y by 1.7 points. Has fallen sharply before — down -31.7% at its worst.
Strengths
- Ahead of its category average over 3Y by 1.7 points.
- Same fund manager for 8+ years — the strategy has not chopped and changed.
Weaknesses
- Has fallen sharply before — down -31.7% at its worst.
Ideal investor
- Needs a 2–3+ years horizon to ride out its very high risk level.
Risk drivers
- None