Sharpe ratio
0.47Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.07%1Y Absolute Return
-0.21%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India ELSS Tax Saver Fund - Direct Plan Growth Plan - Growth OptionFund 5Y annualised return | ₹9,76,754 | ₹7,32,612 | ₹2,44,142 | +11.69% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age13.9 yrs
Fund information
Scheme code118803
ISININF204K01L55
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - ELSS
Expense ratio1.12%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
42nd / 192 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +139.06% | — | — |
| 3M | +8.72% | — | — |
| 6M | +12.34% | — | — |
| 1Y | +3.07% | — | -0.21% |
| 3Y | +13.95% | — | +9.69% |
| 5Y | +11.69% | — | +7.74% |
| 10Y | +11.45% | — | — |
| Since Launch | +13.82% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.66Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.28%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.27How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity98.69%
Cash1.30%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 67 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 7.39% |
| HDFC Bank Ltd | Financial | Equity | 6.54% |
| Axis Bank Ltd | Financial | Equity | 4.25% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 3.48% |
| State Bank of India | Financial | Equity | 3.38% |
| NTPC Ltd | Energy & Utilities | Equity | 3.36% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.96% |
| Bharti Airtel Ltd | Technology | Equity | 2.85% |
| Power Finance Corporation Ltd | Financial | Equity | 2.6% |
| Infosys Ltd | Technology | Equity | 2.55% |
Fund management
RI
Ritesh Rathod
Since 2024 · Prior to joining Nippon India Mutual Fund, he has worked with Alchemy Capital and Mutual Fund
Mr. Rathod has done CFA, FRM and MBA in Finance
RU
Rupesh Patel
Since 2021 · Prior to joining Nippon India Mutual Fund, he has worked with Tata Asset Management Limited, Indiareit Fund Advisors Pvt. Ltd. and Credit Analysis & Research Ltd.
Mr. Rupesh is a B.E.(Civil) and MBA (Finance)
AM
Amber Singhania
Since 2026 · Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
MMS Finance (Mumbai University)
KI
Kinjal Desai
Since 2026 · She has been working with Nippon India Mutual Fund since year, 2012
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - elss fund. Ahead of its category average over 3Y by 4.3 points. Has fallen sharply before — down -51.9% at its worst.
Strengths
- Ahead of its category average over 3Y by 4.3 points.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
- Ranks 42 of 192 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -51.9% at its worst.
Ideal investor
- Needs a 5+ years (3-year lock-in) horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.3% volatility.
Risk drivers
- None