Sharpe ratio
0.80Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.46%1Y Absolute Return
-0.02%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India CRISIL - IBX AAA Financial Services - Jan 2028 Index Fund - Direct Plan - Growth OptionFund 1Y annualised return · 5Y history unavailable | ₹8,35,307 | ₹7,32,612 | ₹1,02,695 | +5.46% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age2.0 yrs
Fund information
Scheme code152996
ISININF204KC1DS0
BenchmarkCRISIL-IBX AAA Financial Services - Jan 2028
CategoryOther Scheme - Index Funds
Expense ratio0.15%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
169th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +4.83% | — | — |
| 3M | +4.13% | — | — |
| 6M | +6.77% | — | — |
| 1Y | +5.46% | — | +1.74% |
| Since Launch | +7.18% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.74Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
0.92%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
15.08How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt94.47%
Cash5.53%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 20 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2024 8.01 NCD 24DC27 FVRS1LAC | Financial | Debenture | 12.41% |
| POWER FINANCE CORPORATION LTD. SR-172 7.74 BD 29JN28 FVRS10LAC | Financial | Non Convertible Debenture | 8.35% |
| LIC HOUSING FINANCE LIMITED TR- 359 7.95 LOA 29JN28 FVRS10LAC | Financial | Debenture | 6.22% |
| BAJAJ HOUSING FINANCE LIMITED 7.98 NCD 18NV27 FVRS10LAC | Financial | Debenture | 6.22% |
| KOTAK MAHINDRA INVESTMENTS LIMITED 8.3721 NCD 20AG27 FVRS1LAC | Financial | Bonds | 6.22% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR-124 7.54 LOA 31OT27 FVRS10LAC | Financial | Debenture | 6.21% |
| BAJAJ FINANCE LIMITED 8.12 NCD 10SP27 FVRS1LAC | Financial | Debenture | 6.21% |
| KOTAK MAHINDRA PRIME LIMITED 7.9866 NCD 17SP27 FVRS10LAC | Financial | Debenture | 6.2% |
| HDB FINANCIAL SERVICES LIMITED SR 218 7.9611 NCD 05JN28 FVRS1LAC | Financial | Non Convertible Debenture | 6.2% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR D 7.7120 NCD 14JN28 FVRS1LAC | Financial | Debenture | 6.19% |
Fund management
VI
Vivek Sharma
Since 2024 · He has been associated with Nippon India Mutual Fund since 2006.
Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance).
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.5%, volatility 0.9%. Top 10 holdings make up 70% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.5%, volatility 0.9%.
- Recovered from its worst fall in 0 months.
- Ranks 169 of 1122 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 70% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 70% of the portfolio.
- Financial makes up 94% — trouble in that sector hits the whole fund.