Sharpe ratio
1.96Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+6.67%1Y Absolute Return
+0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India CRISIL - IBX AAA Financial Services - Dec 2026 Index Fund - Direct Plan - Growth OptionFund 1Y annualised return · 5Y history unavailable | ₹8,60,593 | ₹7,32,612 | ₹1,27,981 | +6.67% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age2.0 yrs
Fund information
Scheme code152992
ISININF204KC1DM3
BenchmarkCRISIL IBX AAA Financial Services - Dec 2026
CategoryOther Scheme - Index Funds
Expense ratio0.15%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
82nd / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.50% | — | — |
| 3M | +6.71% | — | — |
| 6M | +7.43% | — | — |
| 1Y | +6.67% | — | +1.74% |
| Since Launch | +7.49% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
7.77Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.45%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
68.33How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt94.54%
Cash5.46%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 23 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24C 7.83 BD 30DC26 FVRS1LAC | Financial | Bonds/NCDs | 11.14% |
| HDB FINANCIAL SERVICES LIMITED SR A/1(FX)/169 OPT 3 6.35 NCD 11SP26FVRS10LAC | Financial | Debenture | 9.39% |
| LIC HOUSING FINANCE LTD TR 449 7.69 NCD 11DC26 FVRS1LAC | Financial | Non Convertible Debenture | 7.7% |
| INDIAN RAILWAY FINANCE CORPORATION 8.75 BD 29NV26 FVRS10LAC LOA UPTO 14JN07 | Financial | Bonds | 5.08% |
| Net Current Assets | Unspecified | Net Current Assets | 4.68% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR A 7.8445 NCD 18SP26 FVRS1LAC | Financial | Bonds/NCDs | 4.29% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 173 7.68 BD 24NV26 FVRS1LAC | Financial | Debenture | 4.29% |
| L&T FINANCE LIMITED SR-J 8.43 BD 28SP26 FVRS25LAC | Financial | Bonds | 4.29% |
| Power Finance Corporation Ltd Bonds 7.56 16/09/2026 | Financial | Bonds | 4.28% |
| REC Ltd SR-140 Bonds 7.52 07/11/2026 | Financial | Bonds | 4.28% |
Fund management
VI
Vivek Sharma
Since 2024 · He has been associated with Nippon India Mutual Fund since 2006.
Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance).
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.1%, volatility 0.5%. Financial makes up 95% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -0.1%, volatility 0.5%.
- Recovered from its worst fall in 0 months.
- Ranks 82 of 1122 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Financial makes up 95% — trouble in that sector hits the whole fund.