Sharpe ratio
0.28Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.10%1Y Absolute Return
-0.09%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth OptionFund 5Y annualised return | ₹8,94,012 | ₹7,32,612 | ₹1,61,400 | +8.20% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code118726
ISININF204K01YV4
BenchmarkCRISIL Hybrid 85+15 Conservative Index
CategoryHybrid Scheme - Conservative Hybrid Fund
Expense ratio1.00%
Exit loadFor units in excess of 10% of the investment, 1% will be charged for redemption within 12 months.
Minimum SIP₹100 SIP
Return comparison
1st / 104 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +21.92% | — | — |
| 3M | +3.89% | — | — |
| 6M | +8.72% | — | — |
| 1Y | +6.10% | — | -0.90% |
| 3Y | +8.85% | — | +3.51% |
| 5Y | +8.20% | — | +2.85% |
| 10Y | +6.11% | — | — |
| Since Launch | +7.59% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.34Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
2.36%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.40How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt76.18%
Equity11.26%
Real Estate7.44%
Cash5.12%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 94 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 31431 TN 02MR30 7.03 FV RS 100 | Unspecified | State Development Loan | 5.19% |
| Repo | Unspecified | Repo | 4.18% |
| TRIUMPH COMPOSITES PRIVATE LIMITED 10.50 NCD 27AP31 FVRS1LAC | Materials | Debenture | 4.14% |
| DELHI INTERNATIONAL AIRPORT LIMITED RR NCD 22AG30 FVRS1LAC | Industrials | Non Convertible Debenture | 3.84% |
| CENTURY TEXTILES AND INDUSTRIES LIMITED 8.55 NCD 30AG29 FVRS1LAC | Materials | Non Convertible Debenture | 3.66% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 3.47% |
| GAURSONS INDIA PRIVATE LIMITED SR 1 10.96 NCD 26DC28 FVRS1LAC | Real Estate | Non Convertible Debenture | 3.39% |
| MUTHOOT FINCORP LIMITED 10.40 NCD 30DC33 FVRS10000 | Financial | Non Convertible Debenture | 3.12% |
| AUXILO FINSERVE PRIVATE LIMITED SR AUX20252603 RR NCD 11AG28 FVRS1LAC | Financial | Debenture | 3.11% |
| NAVI FINSERV LIMITED 10.20 NCD 05AG27 FVRS10000 | Financial | Non Convertible Debenture | 3.09% |
Fund management
AM
Amber Singhania
Since 2026 · Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
MMS Finance (Mumbai University)
DH
Dhrumil Shah
Since 2021 · Prior to joining Nippon India Mutual Fund, he has worked with Birla Sun Life Insurance as AVP Investments, Equity Fund Management and Research and ASK investment Managers as Portfolio Manager, Equity Fund Management and Research.
Mr. Shah is B.com and C.A
KI
Kinjal Desai
Since 2026 · She has been working with Nippon India Mutual Fund since year, 2012
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
SU
Sushil Budhia
Since 2020 · Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.
Mr. Budhia has done CA
Compare similar funds
No comparable category funds are available yet.
Summary
A high-risk hybrid scheme - conservative hybrid fund. Ahead of its category average over 3Y by 5.3 points. Has fallen sharply before — down -18.9% at its worst.
Strengths
- Ahead of its category average over 3Y by 5.3 points.
- Same fund manager for 7+ years — the strategy has not chopped and changed.
- Ranks 1 of 104 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -18.9% at its worst.
Ideal investor
- Needs a 2–3+ years horizon to ride out its high risk level.
Risk drivers
- None